424 Seneca Dr, Montpelier, OH, 43543
About This Home
Breathtaking Lake Seneca home with fantastic views and lovingly well maintained. This year-round home boasts 4-5 bedrooms and 3 full bathrooms. Furnace and water heater 2017 may updates have been done. The remodeled kitchen/eat in dining room flows out to the roof top deck perfect for soaking up the lake scenery. Just in time for Summer! Situated on 2 Lots totaling nearly an acre (.9211) with 120' of lake front on a private all-sport lake! In 2023 new steel seawall and drainage was installed. Boat lift and dock stay. Additional highlights include a separated private deck with patio doors off the primary bedroom. Well-established fruit trees and garden area for your green thumb projects. Sit by the firepit and watch the stars! Association fees $1080 annually, with an additional $1,000 dredging costs for the 2026 and 2027 seasons. Don't miss this one-of-a-kind home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Tudor
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator
- Laundry features: In Basement,Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Partial,Walk-Out Access
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Den
- Level: Main
Features
- Storage
- Door features: Door Screen(s),Sliding Doors
- Window features: Window Treatments
- Flooring: Carpet,Laminate,Linoleum
- Number of fireplaces: 1
- Fireplace features: Basement,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 936
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Electric,Propane,Wood Stove
- Cooling features: Mini Split,Window Unit(s)
Interior Area
- Total structure area: 2,319
- Total interior livable area: 2,319 sqft
Kitchen
- Level: Main
Library
- Features: Ceiling Fan(s)
- Level: Main
Living Room
- Features: Ceiling Fan(s)
- Level: Main
Other
- Level: Main
Other
- Features: Ceiling Fan(s)
- Level: Main
Other
- Level: Main
Other
- Level: Lower
Other
- Level: Main
Sun Room
- Features: Ceiling Fan(s)
- Level: Lower
Property
Details
- Parcel number: 09321005044.000
- Other equipment: TV Antenna
Features
- Levels: One and One Half
- Patio & porch: Side Patio,Roof Deck,Rear Patio
- Exterior features: Fire Pit,Garden,Ramped Access,Storage
- Has view: Yes
- View description: Water,Trees/Woods
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Lake
Lot
- Lot size: 0.92 Acres
- Lot size dimensions: 60X328 & 60x342 = .9211ac
Parking
- Total spaces: 2
- Parking features: Concrete,Paved,Attached Garage,Driveway,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Cold Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $298 | $3,576 |
| Property Taxes | $366 | $4,392 |
| Electricity | $248 | $2,984 |
| Total | $2,878 | $34,536 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $389,000 |
| 2004-05-17 | Sold | $175,700 |
View on Zillow