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366 Seneca Dr, Montpelier, OH, 43543

3beds
2baths
1,782sqft
$249,900
$140price/sqft
$1,882/moest. monthly cost
$75,280/yrincome needed

About This Home

Large 1782 SF ranch with full walkout basement. 3 beds with 2 full baths, 2 suites. There is a separate buildable parcel that comes with the sale lot 695 see attached plat map. Lot 694 is owned by the association leads to water and sellers dock. There is a pontoon that goes with the sale if buyer wants it not sure of condition. Sliding doors off dining/kitchen area that leads to large deck so you can sit want watch the water. Open kitchen to family room with fireplace and skylights. Laundry room with washer and dryer that stay. All new carpet and paint throughout. New furnace and AC 2026. New roof 2025.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Exterior Entry,Walk-Out Access

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen,No Interior Steps,Open Floorplan,Primary Bathroom,Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,782
  • Total interior livable area: 1,782 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 09321005009.000
  • Zoning: Res

Features

  • Levels: One
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Lake

Lot

  • Lot size: 0.82 Acres
  • Features: Corner Lot,Rolling Slope,Split Possible
  • Lot size dimensions: 170X185

Parking

  • Parking features: Gravel,Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Inland Flooding
Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$191$2,292
Property Taxes $235$2,820
Electricity $193$2,320
Total$1,882$22,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,525/yr
40% on housing$56,460/yr
45% on housing$50,186/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 43543$126
Williams County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43543
Williams County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Contingent$249,900
2026-06-27Listed for sale$249,900

For Sale by Agent

AgentJulie K. Shook
BrokerageRE/MAX Masters

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