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95 Express Rd, Ardmore, OK, 73401

3beds
2baths
2,187sqft
$849,900
$389price/sqft
$6,098/moest. monthly cost
$243,920/yrincome needed

About This Home

Discover this 2024 custom home on 43.35 peaceful acres in the Dickson School District, just minutes from Lake Murray. Newly built on its original foundation, it offers 3 bedrooms plus an office, 2 baths, and hard-surface flooring throughout. The open kitchen features custom cabinetry, a large island, and a walk-in pantry with a farmhouse barn door. The living area includes tray ceilings and double-pane windows for great natural light. The primary suite has an oversized tiled walk-in shower and generous closet space. The large mud/laundry room adds excellent storage. The home also includes blown-in insulation for efficiency. Enjoy a covered front porch with stone accents and stained concrete, plus a spacious covered back porch. A storm cellar and a concrete pad for a future garage are already in place. A major bonus is the 40x60 insulated, spray-foamed shop with three overhead doors, bathroom plumbing stubbed in, and a water line run. The acreage features meadows, mature pecan and native trees, and four ponds. There are two water wells, a water softener, and existing utility connections from a previous mobile home—making it easy to add another home if desired. The property is fenced, outside city limits, and offers ATV and walking trails throughout.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Ardmore Middle SchoolGrades 7-81.7 mi
3/10
Ardmore High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Aluminum Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Oven,Range,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Butcher Block Counters,Other,Ceiling Fan(s)
  • Door features: Insulated Doors
  • Window features: Vinyl,Insulated Windows
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric,Other
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 2,187
  • Total interior livable area: 2,187 sqft

Property

Details

  • Parcel number: 00000805S03E300200
  • Horse amenities: Horses Allowed

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Rain Gutters
  • Fencing: Barbed Wire,Full
  • Horses can be raised: Yes

Lot

  • Lot size: 43.34 Acres
  • Features: Mature Trees,Pond on Lot,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Drought
Inland Flooding
Lightning

FEMA Declared Disasters in Carter County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance $1,172$14,064
Property Taxes $467$5,604
Electricity $162$1,952
Total$6,098$73,176

Income You'd Need if You Spent...

35% on housing$209,074/yr
40% on housing$182,940/yr
45% on housing$162,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 73401$133
Carter County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 73401$128
Carter County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-03Listed for sale$899,000

For Sale by Agent

AgentSusan R Bolles
BrokerageArdmore Realty, Inc

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