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128 A St NW, Ardmore, OK, 73401

2beds
1baths
1,917sqft
$169,900
$89price/sqft
$1,330/moest. monthly cost
$53,200/yrincome needed

About This Home

This remodeled duplex offers a great opportunity for a first-time buyer or investor. An owner-occupant may be able to purchase with as little as 3.5% down using FHA financing while living in one unit and renting the other, subject to lender approval. Each unit rents for $1,000–$1,500 per month with bills included, offering strong income potential. The property has been remodeled inside and out and truly feels like a dollhouse. Features include front and back parking and a downtown location, within walking distance to Ardmore’s popular Cafe Alley and Ten Star Pizza. Broker/Owner.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
4/10
Ardmore Middle SchoolGrades 7-82.1 mi
3/10
Ardmore High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawlspace
  • Roof: Other
  • Construction materials: Other,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other,Oven,Range

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Window features: Wood Frames
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Other
  • Cooling features: 2 Units,Window Unit(s)

Interior Area

  • Total structure area: 1,917
  • Total interior livable area: 1,917 sqft

Property

Details

  • Parcel number: 100002925

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Fencing: Partial

Lot

  • Lot size: 5,662 sqft
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters in Carter County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance $234$2,808
Property Taxes $93$1,116
Electricity $144$1,732
Total$1,330$15,960

Income You'd Need if You Spent...

35% on housing$45,600/yr
40% on housing$39,900/yr
45% on housing$35,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 73401$136
Carter County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 73401$128
Carter County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Price change$195,000
2024-11-22Price change$239,000
2024-09-16Price change$189,000
2024-07-22Price change$225,000
2024-05-02Listed for sale$235,000
2017-10-25Listing removed$84,900
2017-06-02Price change$84,900
2017-03-22Listing removed$699
2017-02-20Listed for rent$699
2016-08-19Listed for sale$98,000
2003-12-12Sold$20,000

For Sale by Agent

AgentEmily King
BrokerageI Sell Houses Real Estate Co

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