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434 K St SW, Ardmore, OK, 73401

2beds
2baths
1,464sqft
$120,000
$82price/sqft
$981/moest. monthly cost
$39,240/yrincome needed

About This Home

2 bed | 2 bath updated WITH Luxury vinyl floors, central heat and air, and a tankless hot water system. Kitchen comes with stove + fridge, The backyard is a win… good space, quiet area in SW Ardmore, and room to actually enjoy where you live. This is the kind of house that works whether you’re buying your first home, downsizing, or adding to your portfolio. Simple. Solid. Move-in ready. This has been an investment home rented from $1200-$1350. Seller is a licensed Realtor

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
4/10
Ardmore Middle SchoolGrades 7-82.7 mi
3/10
Ardmore High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Other,Oven

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laminate Counters,Other
  • Window features: Other
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,464 sqft

Property

Details

  • Parcel number: 113000007010000100

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Other
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 9,147 sqft
  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters in Carter County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance $165$1,980
Property Taxes $66$792
Electricity $144$1,732
Total$981$11,772

Income You'd Need if You Spent...

35% on housing$33,634/yr
40% on housing$29,430/yr
45% on housing$26,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 73401$137
Carter County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 73401$128
Carter County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$1,400
2026-03-24Price change$139,500
2026-03-24Listed for rent$1,200
2025-12-31Listing removed$1,200
2025-12-01Price change$1,200
2025-11-14Listed for rent$1,350
2024-08-05Price change$135,000
2024-07-20Price change$139,900
2024-05-21Price change$145,000
2024-02-08Price change$149,000
2024-01-25Listing removed--
2024-01-18Price change$1,350
2024-01-16Price change$159,000
2024-01-05Listed for sale$169,000
2023-11-08Listed for rent$1,400
2000-04-18Sold$26,500

For Sale by Agent

AgentEmily King
BrokerageI Sell Houses Real Estate Co

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