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322 N Commercial St, Temple, OK, 73568

3beds
2baths
1,700sqft
$85,000
$50price/sqft
$919/moest. monthly cost
$36,760/yrincome needed

About This Home

Very spacious well kept home with updated floor coverings, new roof 2024, new LVP floors, 2 living areas, 3 bedrooms, 1 3/4 baths, large utility room & sun room in back. Nice original kitchen, lots of built in shelving & storage cabinets throughout the house. Hall bath tile counter tops, nice 2 carport. Approx 30x24 metal shop on concrete floor / dirt floor another small wood storage shed, huge fenced in yard. Call 580-248-8800 for showing or text 580-581-7870 for more details.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Temple Elementary SchoolGrades PK-80.5 mi
4/10
Temple High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Original
  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Pantry,Three Plus Living Areas
  • Flooring: Laminate,Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central-Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Features: Kitchen/Dining

Property

Details

  • Parcel number: 170004058

Features

  • Levels: One
  • Patio & porch: Open Patio
  • Fencing: Chain Link

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 100 x 142

Parking

  • Total spaces: 2
  • Parking features: No Garage
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Cotton County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance $292$3,504
Property Taxes $54$648
Electricity $144$1,732
Total$919$11,028

Income You'd Need if You Spent...

35% on housing$31,508/yr
40% on housing$27,570/yr
45% on housing$24,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.4%
14.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 73568
Cotton County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 73568$57
Cotton County$16

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$85,000
2026-01-09Contingent$85,000
2025-11-12Listed for sale$85,000
2020-08-17Sold$22,800
2020-07-10Price change$22,800
2020-05-19Price change$24,000
2020-04-17Price change$24,700
2020-03-18Listed for sale$26,000
2019-09-11Listing removed$48,500
2019-06-07Price change$48,500
2019-05-14Listed for sale$50,000

For Sale by Agent

AgentPAMELA L MARION
BrokerageRE/MAX PROFESSIONALS (BO)

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