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520 Adams St, Holdenville, OK, 74848

5beds
4baths
3,000sqft
$258,000
$86price/sqft
$2,075/moest. monthly cost
$83,000/yrincome needed

About This Home

Step into this fully remodeled two-story home, offering 5 bedrooms and 4 beautifully updated bathrooms across 3,000 square feet of living space. From the moment you enter, you’re greeted with modern finishes, abundant natural light, and an inviting layout designed for both comfort and functionality. The brand-new flooring throughout the home enhances its fresh, cohesive look, while the 2024 roof provides long-term peace of mind. Outside, the property continues to impress with a fully insulated 18x24 shop—ideal for woodworking, vehicle storage, hobbies, or converting into additional workspace. The outdoor space provides room to relax, host gatherings, or simply enjoy the peaceful surroundings. Move-in ready and thoughtfully updated from top to bottom, this property combines modern convenience with ample space to spread out. Located just 1.5 hours from both Oklahoma City and Tulsa, it offers the perfect balance of small-town charm and easy access to big-city amenities. Selling agent is related to seller. Square feet to be verified by buyer.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Holdenville High SchoolGrades 9-121.0 mi
6/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick & Frame,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Free-Standing Electric Oven,Free-Standing Electric Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: None

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 520NONEAdams74848
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.55 Acres
  • Features: Other

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Hughes County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,304$15,648
Home Insurance $432$5,184
Property Taxes $116$1,392
Electricity $223$2,677
Total$2,075$24,900

Income You'd Need if You Spent...

35% on housing$71,142/yr
40% on housing$62,250/yr
45% on housing$55,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 74848$129
Hughes County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 74848
Hughes County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Price change$258,000
2026-01-12Price change$260,000
2025-11-26Listed for sale$265,000
2021-06-03Listing removed--
2021-03-05Price change$185,000
2020-12-04Listed for sale$187,000
1994-10-27Sold$10,500

For Sale by Agent

AgentManuel LaValley
BrokeragePam Robinson Real Estate Inc

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