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186566 N 2900 Rd, Loco, OK, 73442

5beds
3baths
3,164sqft
$395,000
$125price/sqft
$7,590/moest. monthly cost
$303,600/yrincome needed

About This Home

Secluded Custom 5 Bedroom Retreat on 1 Acre Experience the perfect blend of rustic charm, luxury finishes, and modern comfort in this stunning custom-built home situated on one peaceful acre. With 5 bedrooms, 3 bathrooms, and abundant storage throughout, this property offers space, style, and functionality for everyday living and entertaining. The open-concept floor plan seamlessly connects the custom kitchen, dining, and living areas, creating an inviting space perfect for hosting family and friends. The kitchen is truly the showstopper, featuring knotty alder cabinetry and trim, granite countertops, a granite composite sink, and a massive breakfast bar that comfortably seats up to 10. The primary suite is its own private retreat, boasting vaulted ceilings, beautiful wood floors, and a spa-inspired en-suite bathroom measuring 16x20 complete with elegant chandelier lighting. The oversized 10x17 custom walk-in closet provides exceptional storage and organization. Relax in the spacious living area centered around a hand-chiseled custom stone fireplace built with locally sourced pasture rock, hand-picked by the owner and expertly crafted by Tole Building Stone. This one-of-a-kind centerpiece adds warmth and character to the home. Additional features include: • Huge laundry room with folding station • Metal roof with lifetime warranty • New siding and windows on the north side of the home • Two newer HVAC units (within the last 8 years) • Custom window blinds throughout • Inviting front porch and reinforced concrete back porch • Aerobic septic system, rural water, and Cotton Electric Outdoor improvements include: • 24x36 fully insulated 3-car garage with electric, concrete floor, automatic doors, and walk-through door • 20x22 shop/man cave perfect for a pool table, hobbies, or watching football games • Multiple outbuildings • Abundant wildlife and peaceful surroundings This one-of-a-kind property offers space, seclusion, craftsmanship, and comfort both inside and out. Listed by Tammy Vaughn, REALTOR® Land Pros Real Estate

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
7/10
Duncan Middle SchoolGrades 6-81.0 mi
7/10
Duncan High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: 31-50 Years,Good Condition

Materials

  • Roof: Tin or Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven/Range,Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Kitchen/Dine Combo

Features

  • Inside Utility,In-Law Floorplan
  • Number of fireplaces: 1
  • Fireplace features: One Fireplace,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,164
  • Total interior livable area: 3,164 sqft

Property

Details

  • Parcel number: 163600001027000000

Features

  • Levels: One
  • Living area range: Over 3000

Lot

  • Features: None,1 to 2 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Stephens County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance $5,135$61,620
Property Taxes $223$2,676
Electricity $235$2,824
Total$7,590$91,080

Income You'd Need if You Spent...

35% on housing$260,228/yr
40% on housing$227,700/yr
45% on housing$202,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 73442$334
Stephens County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 73442$13
Stephens County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$395,000
2026-02-17Listing removed$399,900
2025-09-04Listed for sale$399,900
2011-10-13Sold$225,000
2011-06-25Listed for sale$256,000
2009-11-19Sold$80,000
2007-02-16Sold$212,000

For Sale by Agent

AgentTammy Vaughn
BrokerageLand Pros, Llc

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