512 N 20th St, Duncan, OK, 73533
About This Home
Welcome to 512 N. 20th Street! This 4-bedroom, 2-bath home offers plenty of space and a convenient location just minutes from Duncan High School, Hoarce Mann Elementary and the hospital. Recently, the home has received several cosmetic updates, including fresh paint, flooring, cabinet hardware and modern ceiling fans, giving it a clean, refreshed feel. Originally built in 1955, the home retains some of its original character while offering room for a new owner to continue making improvements. Outside, you'll find a covered carport, storm cellar, and a manageable yard. With four bedrooms and two full baths, there's plenty of flexibility for a growing family, guests, or a home office. If you're looking for an affordable home with space, updates already started, and a convenient location, this property is worth a look!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 51-99 Years,Good Condition
Materials
- Roof: Composition
- Construction materials: Brick and Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven/Range,Dishwasher,Exhaust Fan
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Live/Dine Combo
Features
- Family Room,Inside Utility
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: One Fireplace,Family Room,Bedroom
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,790
- Total interior livable area: 1,790 sqft
Property
Details
- Parcel number: 162500009011000000
Features
- Levels: One
- Patio & porch: Covered Patio
- Fencing: Fenced Yard,Chain Link
- Living area range: 1501-1800
Parking
- Total spaces: 1
- Parking features: Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Winter Weather
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Stephens County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,001 | $12,012 |
| Home Insurance | $401 | $4,812 |
| Property Taxes | $112 | $1,344 |
| Electricity | $144 | $1,732 |
| Total | $1,658 | $19,896 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $159,000 |
| 2026-07-23 | Listed for sale | $198,000 |
| 2026-07-21 | Listing removed | -- |
| 2026-06-18 | Listed for sale | $198,000 |
| 2005-05-20 | Sold | $311,000 |
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