See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

995 Mercer Ave, Hermitage, PA, 16148

4beds
2baths
--sqft
$60,000
--price/sqft
$607/moest. monthly cost
$24,280/yrincome needed

About This Home

Opportunity awaits this four bedroom, two bath, two-story home located in a prime high demand area. This property offers strong investment potential for buyers looking to renovate, customize or ad value. The spacious two-story layout provides flexible for modern living rental income or resale. Ideal for investors or vision, driven homeowners seeking a fixer-upper in an excellent location close to shopping, dining, and major routes. Bring your plans and imagination this is a rare chance to create something special in a sought after neighborhood.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
Artman El SchoolGrades K-31.6 mi
6/10
Delahunty Middle SchoolGrades 6-71.6 mi
7/10
Hickory High SchoolGrades 8-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bedroom2

  • Level: Upper
  • Dimensions: 12x9

Bedroom3

  • Level: Upper
  • Dimensions: 9x6

Bedroom4

  • Level: Upper
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main
  • Dimensions: 9x6

Heating

  • Heating features: Wood

Kitchen

  • Level: Main
  • Dimensions: 14x11

Living Room

  • Level: Main
  • Dimensions: 15x11

Master Bedroom

  • Level: Main
  • Dimensions: 14x11

Property

Details

  • Parcel number: 12158253

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 193 x 114

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$27$324
Property Taxes $53$636
Electricity $224$2,692
Total$607$7,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,811/yr
40% on housing$18,210/yr
45% on housing$16,186/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 16148$139
Mercer County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 16148$138
Mercer County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$99,500
2026-01-13Listed for sale$150,000

For Sale by Agent

AgentGerald Wallace
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

Similar Homes