407 Hill St, Smithville, TX, 78957
About This Home
Welcome to this charming, move-in ready 2-bedroom, 1-bath home on a spacious .29-acre fenced corner lot in the heart of Smithville. The recently renovated kitchen features warm butcher block countertops and flows into comfortable living spaces with durable tile flooring. Step outside to enjoy the covered back patio - the perfect place for morning coffee, evening gatherings, or relaxing while overlooking the large backyard and garden flourishing with cheerful sunflowers. The yard offers plenty of room for pets, play, gardening, or future expansion, while the carport provides convenient covered parking. Major improvements include the roof, HVAC, and water heater. Located just minutes from historic downtown Smithville, shopping, dining, parks, and Hwy 71, this charming property is ideal for first-time homebuyers, downsizers, or investors seeking small-town living with modern updates. Refrigerator, washer, dryer, freestanding freezer, and backyard storage building convey with acceptable offer
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1964
Materials
- Foundation: Slab
- Roof: Asphalt, Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Dishwasher,Disposal,Free-Standing Freezer,Gas Range,Electric Oven,Refrigerator,Washer/Dryer,Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Breakfast Bar,Ceiling Fan(s),High Speed Internet
- Window features: Aluminum Frames,Window Treatments
- Flooring: Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total interior livable area: 1,036 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 16195
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Front Porch,Rear Porch
- Exterior features: Garden,Gutters Full,Private Yard
- Fencing: Chain Link, Full, Privacy, Wood
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
Lot
- Lot size: 0.29 Acres
- Features: City Lot,Corner Lot,Front Yard,Garden,Trees-Medium (20 Ft - 40 Ft)
Parking
- Parking features: Attached Carport,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $167 | $2,004 |
| Property Taxes | $281 | $3,372 |
| Electricity | $238 | $2,859 |
| Total | $1,924 | $23,088 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $234,900 |
| 2026-08-06 | Price change | $239,900 |
| 2026-07-15 | Listed for sale | $244,900 |
| 2026-06-29 | Listing removed | $1,700 |
| 2026-06-24 | Listed for rent | $1,700 |
| 2023-03-03 | Sold | -- |
| 2023-02-15 | Pending sale | $230,000 |
| 2023-02-08 | Contingent | $230,000 |
| 2023-02-04 | Price change | $230,000 |
| 2022-12-01 | Listed for sale | $255,000 |
| 2019-08-21 | Sold | -- |
| 2019-07-17 | Pending sale | $135,000 |
| 2019-07-11 | Listed for sale | $135,000 |
| 2018-01-07 | Listing removed | $800 |
| 2017-12-20 | Listed for rent | $800 |
| 2017-03-08 | Listing removed | $800 |
| 2017-02-02 | Listed for rent | $800 |
| 2014-04-14 | Listing removed | $750 |
| 2014-04-02 | Listed for rent | $750 |
| 2013-04-27 | Listing removed | $725 |
| 2013-04-18 | Price change | $725 |
| 2013-04-10 | Listed for rent | $750 |
| 2012-04-13 | Listing removed | $725 |
| 2012-03-28 | Listed for rent | $725 |
| 2011-04-02 | Listing removed | $700 |
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