See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

131 Moccasin Bend Dr, Smithville, TX, 78957

2beds
2baths
1,248sqft
$294,000
$236price/sqft
$2,157/moest. monthly cost
$86,280/yrincome needed

About This Home

STR ALLOWED* 4 lots included in this listing Welcome to your serene lakeside retreat at 131 Moccasin Bend Drive in Smithville, TX! This charming 2-bedroom, 1.5-bathroom home offers 1,248 square feet of comfortable living space, nestled on a .75 acre lot. Enjoy the perks of lakefront living with direct access to Lake Thunderbird and a boat ramp, perfect for weekend adventures. The property features ample additional parking, ensuring convenience for you and your guests. The kitchen is well-equipped with a range and dishwasher, and has been updated with a new dishwasher in 2025. A new water heater was installed in 2023, adding to the home's modern amenities. Relax on your expansive deck, soaking in incredible lake views, or take advantage of the stocked fishing pier. Explore the property's walking trails, surrounded by lush cedar, pine, and oak trees. This secluded haven includes private outdoor space, and a secure electric gate for peace of mind. With short-term rental (STR) allowed, this is an ideal opportunity for both personal enjoyment and investment. Don't miss this unique chance to own a piece of paradise just 6 miles northeast of Smithville!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Smithville High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Portable Dishwasher,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Electric Dryer Hookup,Kitchen Island,Open Floorplan,Washer Hookup
  • Window features: None
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Multi Units

Interior Area

  • Total interior livable area: 1,248 sqft

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 16520
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch,Rear Porch
  • Exterior features: Exterior Steps,Gutters Partial,Private Yard
  • Fencing: Fenced, Perimeter, Wire
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods
  • On waterfront: Yes
  • Waterfront features: See Remarks,Lake Front

Lot

  • Lot size: 0.75 Acres
  • Features: Cleared,Native Plants,Public Maintained Road,Trees-Medium (20 Ft - 40 Ft),Views

Parking

  • Parking features: Gravel,Open,Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,486$17,832
Home Insurance *$201$2,412
Property Taxes $232$2,784
Electricity $238$2,859
Total$2,157$25,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,954/yr
40% on housing$64,710/yr
45% on housing$57,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$287
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$299,000
2026-03-13Price change$319,000
2026-01-17Price change$328,000
2025-12-11Price change$338,000
2025-10-31Listed for sale$350,000
2023-04-17Sold--
2023-03-27Pending sale$275,000
2023-03-18Contingent$275,000
2023-02-25Listed for sale$275,000
2022-12-03Listing removed--
2022-09-25Listed for rent$1,750
2022-06-11Listing removed--
2022-05-06Contingent$340,000
2022-05-06Pending sale$340,000
2022-05-05Listed for sale$340,000
2022-04-13Listing removed--
2021-11-29Listed for rent$1,950
2020-02-25Listing removed$83,500
2019-11-04Pending sale$83,500
2019-10-24Price change$83,500
2019-10-09Listed for sale$87,500
2019-10-07Pending sale$87,500
2019-10-03Price change$87,500
2019-09-22Listed for sale$89,500

For Sale by Agent

AgentCassandra Ruiz
BrokerageCompass RE Texas, LLC

Similar Homes