




131 Moccasin Bend Dr, Smithville, TX, 78957
About This Home
STR ALLOWED* 4 lots included in this listing Welcome to your serene lakeside retreat at 131 Moccasin Bend Drive in Smithville, TX! This charming 2-bedroom, 1.5-bathroom home offers 1,248 square feet of comfortable living space, nestled on a .75 acre lot. Enjoy the perks of lakefront living with direct access to Lake Thunderbird and a boat ramp, perfect for weekend adventures. The property features ample additional parking, ensuring convenience for you and your guests. The kitchen is well-equipped with a range and dishwasher, and has been updated with a new dishwasher in 2025. A new water heater was installed in 2023, adding to the home's modern amenities. Relax on your expansive deck, soaking in incredible lake views, or take advantage of the stocked fishing pier. Explore the property's walking trails, surrounded by lush cedar, pine, and oak trees. This secluded haven includes private outdoor space, and a secure electric gate for peace of mind. With short-term rental (STR) allowed, this is an ideal opportunity for both personal enjoyment and investment. Don't miss this unique chance to own a piece of paradise just 6 miles northeast of Smithville!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2001
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Microwave,Portable Dishwasher,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Electric Dryer Hookup,Kitchen Island,Open Floorplan,Washer Hookup
- Window features: None
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Multi Units
Interior Area
- Total interior livable area: 1,248 sqft
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Second
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 16520
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Deck,Porch,Rear Porch
- Exterior features: Exterior Steps,Gutters Partial,Private Yard
- Fencing: Fenced, Perimeter, Wire
- Has view: Yes
- View description: Neighborhood,Trees/Woods
- On waterfront: Yes
- Waterfront features: See Remarks,Lake Front
Lot
- Lot size: 0.75 Acres
- Features: Cleared,Native Plants,Public Maintained Road,Trees-Medium (20 Ft - 40 Ft),Views
Parking
- Parking features: Gravel,Open,Outside
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,486 | $17,832 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $232 | $2,784 |
| Electricity | $238 | $2,859 |
| Total | $2,157 | $25,884 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Price change | $299,000 |
| 2026-03-13 | Price change | $319,000 |
| 2026-01-17 | Price change | $328,000 |
| 2025-12-11 | Price change | $338,000 |
| 2025-10-31 | Listed for sale | $350,000 |
| 2023-04-17 | Sold | -- |
| 2023-03-27 | Pending sale | $275,000 |
| 2023-03-18 | Contingent | $275,000 |
| 2023-02-25 | Listed for sale | $275,000 |
| 2022-12-03 | Listing removed | -- |
| 2022-09-25 | Listed for rent | $1,750 |
| 2022-06-11 | Listing removed | -- |
| 2022-05-06 | Contingent | $340,000 |
| 2022-05-06 | Pending sale | $340,000 |
| 2022-05-05 | Listed for sale | $340,000 |
| 2022-04-13 | Listing removed | -- |
| 2021-11-29 | Listed for rent | $1,950 |
| 2020-02-25 | Listing removed | $83,500 |
| 2019-11-04 | Pending sale | $83,500 |
| 2019-10-24 | Price change | $83,500 |
| 2019-10-09 | Listed for sale | $87,500 |
| 2019-10-07 | Pending sale | $87,500 |
| 2019-10-03 | Price change | $87,500 |
| 2019-09-22 | Listed for sale | $89,500 |
