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705 Whitehead St, Smithville, TX, 78957

4beds
4baths
5,320sqft
$649,900
$122price/sqft
$5,350/moest. monthly cost
$214,000/yrincome needed

About This Home

Now priced to move, this expansive single-story brick home offers a rare opportunity to own over 5,300 square feet on a large corner lot in the heart of downtown Smithville. Designed for comfortable everyday living and effortless entertaining, the layout features two living areas, two dining spaces, and oversized rooms throughout, all on one level.bRecent updates include fresh interior paint, new vinyl windows and sliding doors, updated lighting and plumbing fixtures, and a blend of original wood floors with stylish herringbone plank flooring. The welcoming foyer opens to light-filled living spaces, while the large kitchen offers endless potential for customization. Outdoor living is a standout, with both a generous covered front porch and an expansive covered back porch overlooking a private backyard retreat. The in-ground pool with slide creates a true Texas summer escape, perfect for gatherings or quiet evenings at home.bLocated just minutes from local shops, dining, and Smithville’s community events. This home combines space, character, and location!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Smithville High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1964

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Gas Cooktop,Microwave,Oven

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • Bar,Bookcases,Built-in Features,Ceiling Fan(s),High Ceilings,Tile Counters,Double Vanity,Entrance Foyer,In-Law Floorplan,Kitchen Island,Multiple Dining Areas,Multiple Living Areas,No Interior Steps,Pantry,Primary Bedroom on Main,Walk-In Closet(s)
  • Window features: Display Window(s),Double Pane Windows,Vinyl Windows
  • Flooring: Carpet,Terrazzo,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Living Room

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 5,320 sqft

Kitchen

  • Features: Bar,Kitchen Island,Tile Counters,Dining Area,Pantry
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),High Ceilings
  • Level: Main

Primary Bathroom

  • Features: Chandelier,Double Vanity,Full Bath,Separate Shower
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 16576
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard, Wood
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.47 Acres
  • Features: Alley Access,Back Yard,City Lot,Corner Lot,Front Yard,Public Maintained Road,Trees-Large (Over 40 Ft)

Parking

  • Parking features: Attached Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$444$5,328
Property Taxes $1,036$12,432
Electricity $584$7,010
Total$5,350$64,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,428/yr
40% on housing$160,500/yr
45% on housing$142,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$287
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$649,900
2026-01-03Price change$699,900
2025-10-24Price change$749,900
2025-09-05Price change$775,000
2025-07-11Listed for sale$798,000
2022-08-24Listing removed--
2022-07-08Price change$997,500
2022-02-25Listed for sale$699,000
2022-01-01Listing removed--
2021-04-26Listed for sale$798,000
2021-01-01Listing removed--
2020-11-09Price change$499,999
2020-09-15Price change$525,000
2020-07-30Price change$550,000
2020-03-27Listed for sale$598,500
2019-08-07Sold--
2019-05-13Pending sale$389,000
2019-04-24Price change$389,000
2019-03-19Listed for sale$439,000

For Sale by Agent

AgentZia Lowe
BrokerageRE/MAX Bastrop Area

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