106 Caddo, Smithville, TX, 78957
About This Home
Here is your rare opportunity to own LAKE FRONT property on Indian Lake in Smithville, TX! The totally renovated home which is approx 1200sf with 2 bedrooms, 1 bath includes a brand-new roof, new septic system, new windows, updated electrical, plumbing, flooring, new central ac/heat, interior/exterior doors, and Trex decking on porches. Fresh paint and new hardi board siding gives the home a fresh, welcoming façade. Situated on a quiet cul-de-sac, your privacy is ensured, making this an ideal spot to unwind. The community amenities include a pool, pavilion with BBQ area, lighted fishing pier, boat ramp, and playground. Don't miss this rare opportunity to own lake front property on Indian Lake, where every day feels like a vacation. Centrally located 7 miles of Smithville, 14 miles of Bastrop, 16 miles of La Grange, and 13 miles of Gidding. Austin’s Bergstrom International Airport is just 36 miles away.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- All Bedrooms Down
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,194
- Total interior livable area: 1,194 sqft
Property
Details
- Parcel number: 18790
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 9,060 sqft
- Features: Waterfront,0 Up To 1/4 Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $205 | $2,460 |
| Property Taxes | $357 | $4,284 |
| Electricity | $238 | $2,859 |
| Total | $2,316 | $27,792 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $300,000 |
| 2026-03-13 | Listed for sale | $325,000 |
| 2026-03-09 | Contingent | $325,000 |
| 2026-03-09 | Pending sale | $325,000 |
| 2025-09-14 | Listed for sale | $325,000 |
| 2025-09-07 | Pending sale | $325,000 |
| 2025-09-07 | Contingent | $325,000 |
| 2025-07-21 | Price change | $325,000 |
| 2025-05-05 | Listed for sale | $350,000 |
| 2023-08-19 | Sold | -- |
| 2023-07-20 | Pending sale | $185,000 |
| 2023-06-22 | Price change | $185,000 |
| 2023-06-03 | Price change | $189,000 |
| 2023-05-20 | Listed for sale | $199,000 |
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