1400 Fm 535, Smithville, TX, 78957
About This Home
Saddle Oak Ranch—169 acres with FM 535 frontage near High Crossing Rd (no hard corner), ~8 mi S of Smithville, ~25 min to Bastrop, ~50 min to Austin. New ranch entrance. Mostly level/gently sloping native ground with ~60–70% tree cover (oaks/cedar/yaupon; scattered pines) and open pasture. (2) stock ponds (<1 ac each) support livestock & wildlife. Utilities in area: Bluebonnet Electric; Aqua Water service area (buyer to verify meter/tap). Ag valuation via cattle (buyer to confirm). Unrestricted (buyer to verify county requirements). Improvements include cattle pens, two-car shop, barn, and existing fencing. Multiple build sites—oak-shaded, pond-oriented, or near the gate for quick in/out. Survey completed May 30, 2022. Quiet country setting in a proven growth corridor. Info packet available; showings by appointment. Family-held for 50+ years, Saddle Oak Ranch is clean, functional acreage in a proven growth corridor—the combination buyers ask for but rarely find. If you want privacy, real utility, and upside, this is it.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Property
Details
- Parcel number: 91281
- Special condition: Standard
Features
- Fencing: See Remarks
- Has view: Yes
- View description: See Remarks
- Waterfront features: Creek,Dry/Seasonal
- Horses can be raised: Yes
Lot
- Lot size: 169.34 Acres
- Features: Agricultural
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,563 | $138,756 |
| Home Insurance * | $1,564 | $18,768 |
| Property Taxes | $2,884 | $34,608 |
| Electricity | $238 | $2,859 |
| Total | $16,249 | $194,988 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-03 | Price change | $2,286,886 |
| 2025-04-02 | Price change | $2,700,000 |
| 2024-11-13 | Price change | $2,950,000 |
| 2024-09-04 | Listed for sale | $3,200,000 |
| 2023-06-01 | Listing removed | -- |
| 2023-04-15 | Price change | $2,710,000 |
| 2023-01-31 | Price change | $2,990,000 |
| 2022-09-26 | Price change | $2,995,000 |
| 2022-08-04 | Listed for sale | $3,250,000 |
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