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304 Harris St, Smithville, TX, 78957

2beds
1baths
520sqft
$189,000
$363price/sqft
$1,648/moest. monthly cost
$65,920/yrincome needed

About This Home

This inviting, completely remodeled 2 bedroom 1 bath, is ready for you to call home. This home offers an open living room to a full kitchen, complete with quartz countertops, stainless steal appliances and ample cabinet space. New flooring and fresh paint throughout. The newly remodeled full bath gives you a contemporary feel. The 200sqft covered patio and large peaceful backyard is the perfect space for gardening, relaxing or entertaining. Located near downtown Smithville in an inviting neighborhood, you are only a few minutes drive to shops, food and festive activities throughout the year. This special home is walking distance to Brown Primary school, close to Smithville High School, Junior High and Tiger Stadium.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
Brown Primary SchoolGrades PK-K0.1 mi
4/10
5/10
Smithville High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1958

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Range,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Quartz Counters,Electric Dryer Hookup,Washer Hookup
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Multi Units

Interior Area

  • Total interior livable area: 520 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20530
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 8,407 sqft
  • Features: Alley Access,Level,Public Maintained Road,Trees-Moderate

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$129$1,548
Property Taxes $326$3,912
Electricity $238$2,859
Total$1,648$19,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,502/yr
40% on housing$49,440/yr
45% on housing$43,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$288
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-04Price change$189,000
2025-09-04Price change$1,395
2025-06-23Listed for sale$190,000
2025-04-11Listing removed$190,000
2025-03-22Price change$1,450
2025-03-22Price change$190,000
2025-01-25Listed for rent$1,550
2024-07-31Listing removed--
2024-07-22Pending sale$75,000
2024-07-05Sold--
2024-06-17Contingent$75,000
2024-06-07Price change$75,000
2024-04-01Listed for sale$95,000

For Sale by Agent

AgentJacki Short
BrokerageAll City Real Estate Ltd. Co

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