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101 Short St, Smithville, TX, 78957

2beds
2baths
2,007sqft
$430,000
$214price/sqft
$3,454/moest. monthly cost
$138,160/yrincome needed

About This Home

Charming and full of potential, this historic blue cottage offers a unique opportunity in a highly desirable location. The main residence features approximately 1,327 square feet with 2 spacious bedrooms and 2 full bathrooms, exuding a warm and inviting atmosphere that feels like home from the moment you step inside. Behind the main house, you'll find a versatile guest studio -680 sq ft- complete with a full kitchen, bathroom with a stand-up shower (no sink), laundry area, soaring ceilings, and a loft space perfect for storage or a bed. The studio has alley access and is currently privately fenced in to access through alley only. A one stall garage provides parking or additional storage. This property is currently a successful short-term rental, financial records available upon request. Whether you're looking for an income-producing investment, a live/work setup, multi-generational living, or simply a peaceful home with guest accommodations, this property delivers. A/C-Furnace replaced 4/26 in main house, main house foundation leveled 6/25. Option to purchase fully furnished available. Outside, lush landscaping and a mature pecan tree offer privacy and welcome shade, creating a serene backyard retreat. So many possibilities await with this one-of-a-kind property!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Smithville High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • High Ceilings,Crown Molding,Primary Bedroom on Main
  • Window features: None
  • Flooring: Tile,Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,007 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R20057
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 8,437 sqft
  • Features: Alley Access,Corner Lot,Curbs,Level,Trees-Large (Over 40 Ft),Trees-Medium (20 Ft - 40 Ft)
  • Lot size dimensions: 68 x 125

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$294$3,528
Property Taxes $748$8,976
Electricity $238$2,859
Total$3,454$41,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,422/yr
40% on housing$103,620/yr
45% on housing$92,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$285
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$430,000
2025-09-17Listing removed$425,000
2025-08-06Price change$425,000
2025-07-22Listing removed$2,800
2025-06-21Listed for rent$2,800
2025-06-21Listed for sale$435,000
2025-06-20Pending sale$435,000
2025-06-19Price change$435,000
2025-05-20Pending sale$425,000
2025-05-10Listed for sale$425,000
2020-01-17Listing removed$2,200
2020-01-05Price change$2,200
2019-12-29Listed for rent$2,500
2019-06-11Listing removed$269,000
2019-06-07Listed for sale$269,000

For Sale by Agent

AgentTami Shneidman
BrokerageB Side Properties

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