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185 Peace Pipe, Smithville, TX, 78957

3beds
2baths
1,643sqft
$239,990
$146price/sqft
$1,908/moest. monthly cost
$76,320/yrincome needed

About This Home

Escape to peaceful country living in this charming 3-bedroom, 2-bath home situated on over 1 acre in the desirable Indian Lake community in Smithville. Built in 1999, this home offers a spacious layout perfect for everyday living or entertaining. The property features a serene rural setting with plenty of room for outdoor activities, gardening, or additional improvements. Enjoy the benefits of the Indian Lake community amenities, including lake access for fishing, kayaking, and canoeing, plus a community pool, park, playground, and pavilion for gatherings. The large lot offers space for a workshop, RV parking, or recreational vehicles while still providing privacy and scenic surroundings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Smithville High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Other

  • Builder name: CAVCO

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Electric Water Heater

Bathroom

  • Level: Main

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bookcases,Breakfast Bar,Built-in Features,Vaulted Ceiling(s),Laminate Counters,Kitchen Island,Pantry,Primary Bedroom on Main,Walk-In Closet(s)
  • Window features: None
  • Flooring: No Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,643 sqft

Kitchen

  • Features: Ceiling Fan(s),Laminate Counters,Dining Area,Eat-in Kitchen,Open to Family Room,Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Primary Bathroom

  • Features: Ceiling Fan(s),Jetted Tub
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R20929
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Exterior Steps
  • Fencing: Gate, Wood
  • Has view: Yes
  • View description: Rural
  • Waterfront features: None

Lot

  • Lot size: 1.07 Acres
  • Features: Level,Trees-Large (Over 40 Ft),Trees-Moderate

Parking

  • Total spaces: 2
  • Parking features: Carport,Deck,Detached Carport,Driveway,RV Carport,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$164$1,968
Property Taxes $293$3,516
Electricity $238$2,859
Total$1,908$22,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,417/yr
40% on housing$57,240/yr
45% on housing$50,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$287
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$285,000
2024-03-01Listing removed--
2024-01-26Price change$270,000
2024-01-13Listed for sale$289,000
2022-06-01Sold--
2019-06-24Listing removed$154,900
2019-05-13Pending sale$154,900
2019-05-10Listed for sale$154,900

For Sale by Agent

AgentChris Davis
BrokerageCentury 21 Randall Morris & As

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