429 Hidden Shores Rd, Smithville, TX, 78957
About This Home
Just 6 minutes from downtown Smithville, enjoy a weekend retreat or tiny house living in your almost-done 432 sq ft cabin on a beautiful 0.91 acre lot with access to the Colorado River through two neighborhood parks. Or there is plenty of room to build new. Fish, float, splash, or kayak with family and friends from the sandy beach river frontage. Electricity, plumbing in kitchenette and bath, well, and septic are already in place though the current working condition is unknown as the cabin has not been occupied in years. Enjoy the quiet of rural living with quick access to in-town dining, shopping and entertainment. No mandatory HOA.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1989
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- None
- Window features: None
- Flooring: Wood
Heating & Cooling
- Heating features: None
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total interior livable area: 432 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 18103
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: None
- Exterior features: Balcony
- Fencing: Partial
- Has view: Yes
- View description: Pasture,Rural
- Waterfront features: See Remarks
- Waterbody name: Colorado River
Lot
- Lot size: 0.91 Acres
- Features: Trees-Large (Over 40 Ft),Trees-Medium (20 Ft - 40 Ft),Trees-Small (Under 20 Ft)
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $399 | $4,788 |
| Home Insurance * | $54 | $648 |
| Property Taxes | $94 | $1,128 |
| Electricity | $238 | $2,859 |
| Total | $785 | $9,420 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $97,900 |
| 2026-01-27 | Listed for sale | $98,000 |
| 2026-01-08 | Pending sale | $98,000 |
| 2025-12-23 | Listed for sale | $98,000 |
View on Zillow