See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

913 Spotswood Ave #1, Norfolk, VA, 23517

1beds
1baths
736sqft
$198,000
$269price/sqft
$1,585/moest. monthly cost
$63,400/yrincome needed

About This Home

Cozy condo in the heart of Ghent! This charming unit is located in a historic building that perfectly blends classic character with modern convenience. Featuring a spacious layout, with access to on-site laundry and storage facilities in the basement, and 18 parking spots reserved exclusively for condo owners. Just minutes from EVMS, CHKD, ODU, and the vibrant Colley Avenue with fantastic restaurants and shopping. VA-approved and in a prime location, this condo is a great opportunity for investors or anyone looking for a low-maintenance home in a sought-after area! Current Tenant will be moving out in August.

Getting Around

91
WalkingWalker's Paradise
47
TransitSome Transit
69
BikeBikeable

Schools

8/10
3/10
Blair Middle SchoolGrades 6-80.2 mi
3/10
Maury High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Refrigerator,Gas Water Heater
  • Laundry features: Coin Operated

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Pantry
  • Flooring: Ceramic Tile,Laminate/LVP,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 736 sqft

Property

Details

  • Parcel number: 18695307
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Pool features: None
  • Fencing: None
  • Waterfront features: Not Waterfront

Parking

  • Parking features: Parking Lot,Multi Car,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,001$12,012
Home Insurance *$151$1,812
Property Taxes $231$2,772
Electricity $202$2,433
Total$1,585$19,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,342/yr
40% on housing$47,550/yr
45% on housing$42,266/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 23517$205
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23517$189
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentAmber Cuono
BrokerageIron Valley Real Est Norfolk

Similar Homes