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4145 Harbor Walk Ave, Norfolk, VA, 23518

3beds
2baths
2,049sqft
$499,900
$244price/sqft
$3,518/moest. monthly cost
$140,720/yrincome needed

About This Home

Experience elevated waterfront living in this impeccably renovated top-floor, single-level condo w/unobstructed marina & Pretty Lake views. Elevator access, an open floor plan, expansive windows, French oak engineered hardwoods, fresh paint, new plumbing/electrical fixtures, & a gas fireplace create a light-filled retreat. The chef’s kitchen features Moda Statuario Marina quartz counters, painted cabinetry, pantry & SS appls incl. a new GE dbl-oven range. The spacious primary suite offers a walk-in closet & spa-like bath with soaking tub, separate shower & dbl vanity. Two suplemental bedrooms, walk-in storage and a renovated hall bath complete the fp. Relax on the oversized balcony and enjoy stunning sunsets and peaceful marina views. New HVAC (2024), oversized garage, laundry rm, ample storage and local amenities of pool, clubhouse, fitness center & optional boat slips make this condo a dream. Minutes to the marina, Naval Station Norfolk, Little Creek, shopping, dining & interstates.

Getting Around

53
WalkingSomewhat Walkable
43
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

2/10
3/10
Azalea Middle SchoolGrades 6-81.2 mi
2/10
Lake Taylor High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Microwave,Gas Range,Electric Range,Refrigerator,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Pantry
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,049 sqft

Primary Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Front-mounted Range Controls,Grip-Accessible Features,Accessible Hallway(s),Handicap Access,Level Flooring,Main Floor Laundry,Pocket Doors,Stepless Entrance

Details

  • Parcel number: 29998550
  • Attached to another structure: Yes
  • Zoning: C-2

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Association
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Harbor,Water
  • Has water view: Yes
  • Water view: Harbor,Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Deep Water,Lake Front,Navigable Water

Lot

  • Lot size: 1,742 sqft
  • Features: Corner

Parking

  • Total spaces: 1
  • Parking features: Garage Det 1 Car,2 Space,Off Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$274$3,288
Property Taxes $515$6,180
Electricity $202$2,433
Total$3,518$42,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,617/yr
40% on housing$105,540/yr
45% on housing$93,813/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 23518$201
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23518$212
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKathryn Kramer
BrokerageHoward Hanna Real Estate Svcs.

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