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12548 2nd Ave, Foley, AL, 36535

1beds
1baths
900sqft
$450,000
$500price/sqft
$2,950/moest. monthly cost
$118,000/yrincome needed

About This Home

Tucked at the quiet end of the road along the scenic Magnolia River, this riverfront cottage delivers the kind of peaceful waterfront lifestyle people move here to find nearly 100 feet of frontage, towering oak trees, and a rare oversized lot that invites you to slow down and stay awhile.Built in 2021, this thoughtfully designed 1-bedroom cottage blends modern construction with warm, coastal character. Inside, you’ll find cypress and brick accent walls, luxury vinyl plank flooring, and an open living space anchored by an industrial-style vaulted ceiling that adds both volume and personality. The kitchen offers granite countertops, generous cabinet space, and a layout that works effortlessly for everyday living or hosting after a day on the water.Step outside and the value really opens up, over half an acre of flat, usable land with room to expand, entertain, or even build a larger primary residence closer to the riverfront. Whether you're envisioning a weekend escape, full-time retreat, or future investment opportunity, this property gives you flexibility that’s hard to find.Enjoy easy access to Weeks Bay, low-maintenance utilities with well and septic, and the freedom of no HOA. Located in an X-shaded flood zone (0.2%), helping keep insurance costs manageable.If you’ve been searching for a waterfront property with character, room to grow, and true Gulf Coast tranquility, this is the one that stands apart. Buyer to verify all information during due diligence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Magnolia SchoolGrades PK-64.5 mi
4/10
Foley Middle SchoolGrades 7-87.3 mi
7/10
Foley High SchoolGrades 9-127.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Concrete,Hardboard,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator w/Ice Maker,Electric Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Lvg/Dng Combo
  • Level: Main
  • Area: 129.6

Features

  • Breakfast Bar,Ceiling Fan(s),High Ceilings
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main
  • Area: 102.24

Living Room

  • Level: Main
  • Area: 302.4

Master Bedroom

  • Features: 1st Floor Primary
  • Level: Main
  • Area: 147.606

Property

Details

  • Parcel number: 5509410001037.002

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: Magnolia River

Lot

  • Lot size: 0.66 Acres
  • Features: Less than 1 acre,Level
  • Lot size dimensions: 99 x 297 x 298 x 94

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$327$3,924
Property Taxes $108$1,296
Electricity $240$2,881
Total$2,950$35,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,142/yr
40% on housing$88,500/yr
45% on housing$78,666/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 36535$171
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36535$179
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$450,000
2026-03-18Pending sale$450,000
2026-01-23Price change$450,000
2026-01-06Listed for sale$475,000
2023-04-13Listing removed--
2023-02-17Listed for sale$500,000
2022-07-11Sold$450,000
2022-05-09Pending sale$450,000
2022-05-04Listed for sale$450,000
2021-03-11Sold$240,000
2021-01-29Listed for sale$249,900
2021-01-13Contingent$249,900
2020-11-23Listed for sale$249,900
2019-05-16Sold$20,000
2017-02-17Listing removed$179,000
2017-01-23Listed for sale$179,000
2017-01-16Sold$215,000
2016-06-02Listing removed$199,000
2016-03-04Listed for sale$199,000
2015-07-23Listing removed$170,000
2015-04-23Listed for sale$170,000
2015-01-27Listing removed$199,000
2014-07-21Listed for sale$199,000

For Sale by Agent

AgentJeremy Sullivan
BrokerageRE/MAX Paradise

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