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32844 W Bay Dr, Lillian, AL, 36549

2beds
3baths
1,600sqft
$349,900
$219price/sqft
$2,436/moest. monthly cost
$97,440/yrincome needed

About This Home

HIGHLY MOTIVATED SELLERS JUST SLASHED THE ASKING PRICE! Come ready to fall in love with this property that has a lot of extras going for it! The experience starts with the partially shaded front yard and entry porch offering a place in the shade to enjoy the breezes and wave to you neighbors. Then enter into a large living room with cathedral ceiling and an open floor plan to the kitchen and dining room. The split-bedroom plan has the master to the right and BR 2 to the left off the living room. Both bedrooms have a private ensuite. The half bath is off the laundry room hall that leads to the carport. The large screened back porch leads to a spacious fenced and partially shaded back yard. Relax on the 16x16 deck or in the 6-person hot tub. Then there are all the upgrades! New gutters, a propane-fueled whole-house automatic generator, new roof, new disposal, custom blinds, new HVAC system, new ceiling fans in the screened porch, and a new water heater installed as the homes was being listed. You also have the attached double carport and RV port separated by a workshop with storage. There is not an HOA, but there is a neighborhood boat launch park homeowners can pay a membership fee of only $100/year to use. Buyer to verify all information during due diligence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Elberta Elementary SchoolGrades PK-67.8 mi
7/10
Elberta Middle SchoolGrades 7-88.8 mi
9/10
Elberta Middle SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Composition Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Wood
  • Fireplace features: No Fireplace

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 6302090000021.028
  • Special condition: None

Features

  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Wooded
  • Waterfront features: No Waterfront

Lot

  • Lot size: 0.34 Acres
  • Features: Level,Some Trees,Subdivision,Less Than 1 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Garage,Double Carport
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$343$4,116
Property Taxes $84$1,008
Electricity $240$2,881
Total$2,436$29,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,520/yr
40% on housing$73,080/yr
45% on housing$64,960/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 36549$100
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36549$184
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$349,900
2026-07-02Listed for sale$370,000
2019-07-15Sold$170,000
2019-05-10Listed for sale$184,700
2010-05-06Sold$97,243
2009-08-19Sold$99,086

For Sale by Agent

AgentMary E McNair
BrokerageRealty Advocates, LLC

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