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417 Windmill Ridge Rd #A, Gulf Shores, AL, 36542

3beds
4baths
2,480sqft
$550,000
$222price/sqft
$3,579/moest. monthly cost
$143,160/yrincome needed

About This Home

Whether you're searching for a full-time residence or the perfect beach getaway, this home is a must -see! Ideally located in the heart of Gulf Shores-just two blocks from the beach-this property offers stunning views of Little Lagoon and sits directly on a canal, making it excellent for kayaking, boating, and fishing right from your backyard. This beautifully updated duplex (Side A) features 3 bedrooms and 3.5 baths, including two private ensuites. The main level suite overlooks the canal and includes a spacious bathroom with double vanities, a garden tub, a tiled shower, and a large walk-in closet. Upstairs, the second ensuite offers its own private bath and balcony, along with an additional bedroom and a versatile flex space ideal for a second living area, office, or game room.Completely renovated in 2021, upgrades include a fortified roof, new exterior siding, fresh paint, window treatments, vinyl plank flooring in bedrooms, updated fans, insulation, new A/C units, and built in office furniture in the upstairs suite.The ground-level carport area includes a large storage room- perfect for beach gear, tools, and more. Conveniently located near shopping and dining, this home offers both comfort and accessibility. Additional highlights: No HOA and long-term rentals (6 + months) are allowed. Don't miss this opportunity-schedule your showing today and start living the beach life!! Buyer to verify all information during due diligence.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
10/10
7/10
Gulf Shores High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Beach House
  • Property subType: Duplex,Residential

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Double Vanity,High Ceilings 9 ft Main,High Speed Internet,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,480
  • Total interior livable area: 2,480 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6604202000053000901

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Balcony,Storage
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Canal Front

Lot

  • Lot size: 0.31 Acres
  • Features: Back Yard,Landscaped,Other,Wooded
  • Lot size dimensions: 75 x 179

Parking

  • Total spaces: 3
  • Parking features: Carport,Covered,Drive Under Main Level,Level Driveway
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$389$4,668
Property Taxes $132$1,584
Electricity $277$3,330
Total$3,579$42,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,708/yr
40% on housing$107,370/yr
45% on housing$95,440/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 36542$342
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36542$249
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$584,000
2025-03-12Listing removed$2,500
2025-02-27Price change$2,500
2025-01-15Listed for rent$2,600
2023-11-07Listing removed--
2023-11-04Listed for rent$2,600
2023-11-04Listing removed--
2023-10-01Price change$2,600
2023-09-01Listed for rent$2,800
2023-07-29Listing removed--
2023-06-26Price change$529,600
2023-06-02Price change$534,900
2023-04-19Listed for sale$538,000
2022-12-07Listing removed--
2022-10-08Price change$546,500
2022-08-08Price change$549,000
2022-07-10Price change$573,500
2022-06-10Listed for sale$589,000
2020-07-20Sold$332,000
2020-06-12Price change$336,900
2020-05-26Price change$339,900
2020-05-23Price change$347,900
2020-05-13Price change$348,900
2020-05-06Price change$349,900
2020-03-15Listed for sale$354,900
2018-07-09Sold$28,000
2009-04-14Sold$165,000
2008-02-25Sold$503,661

For Sale by Agent

AgentCarol Lee
BrokerageRoberts Brothers, Inc Malbis

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