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108 Washington St, Liscomb, IA, 50148

4beds
2baths
2,000sqft
$154,900
$77price/sqft
$1,324/moest. monthly cost
$52,960/yrincome needed

About This Home

For Sale by Owner | $154,900 Welcome to this spacious 4-bedroom, 2-bath home offering approximately 2,000 square feet of comfortable living space in the BCLUW School District. Located in a quiet, friendly small-town neighborhood, this home offers the peaceful atmosphere that's becoming harder to find, while still being within easy driving distance of larger communities. Inside, you'll find beautiful original woodwork that adds character and warmth, along with newer flooring throughout the home. The main floor features a newer high-efficiency furnace and central air conditioning installed in 2014, helping provide year-round comfort. A durable steel roof adds long-term peace of mind, and all major appliances are included, making this home move-in ready. Step outside to enjoy the large rear deck with its own steel roof, creating the perfect space for relaxing with your morning coffee, entertaining family and friends, or keeping your grill protected and ready to use year-round. The large, unfinished basement provides an abundance of storage space and offers plenty of room for a workshop or hobby area. Situated on approximately 1/3 of an acre, the property includes a detached two-stall garage with a built-in dog run, plus a carport on a concrete pad. The yard offers plenty of space to enjoy the outdoors and also includes a fenced garden area ready for planting. We've loved raising our family here and have enjoyed this great small town community. We're only selling because we've recently found a home that better fits our plans to downsize. Like many lived-in homes, there are still a few cosmetic and finishing projects a new owner may wish to complete over time. Nothing has kept us from enjoying the home, and we've priced it accordingly. At $154,900, this is a great opportunity to own a spacious home with solid updates, plenty of character, and room to build equity while adding your own personal touch. For Sale By Owner means no realtor commissions, making this an excellent value for buyers.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
BCLUW Middle SchoolGrades 5-84.8 mi
7/10
BCLUW High SchoolGrades 9-127.6 mi
9/10
BCLUW Elementary SchoolGrades PK-47.5 mi

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Concrete
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Baseboard,Forced air,Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 851912227004

Features

  • Exterior features: Other,Metal

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 4
  • Parking features: Carport,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$217$2,604
Property Taxes $175$2,100
Electricity $149$1,790
Total$1,324$15,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,394/yr
40% on housing$39,720/yr
45% on housing$35,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 50148
Marshall County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 50148$70
Marshall County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$149,400
2026-07-14Listed for sale$154,900
2012-09-21Sold$61,000
2012-08-04Listed for sale$64,900

For Sale by Owner

AgentProperty Owner

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