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919 Winding Oak Trl, Lexington, KY, 40511

5beds
4baths
3,300sqft
$420,000
$127price/sqft
$2,997/moest. monthly cost
$119,880/yrincome needed

About This Home

Spacious and beautifully designed two-story home offering 5 bedrooms, 3.5 bathrooms, and approximately 3,300 square feet of comfortable living space. Step inside to a welcoming entrance foyer that leads into an open and functional layout perfect for everyday living and entertaining. The eat-in kitchen provides plenty of space for gatherings, while the cozy gas log fireplace adds warmth and charm to the main living area. Upstairs and throughout the home, you'll find generously sized bedrooms with walk-in closets, offering ample storage and flexibility. The home also features a 2-car garage and a private deck—ideal for relaxing or hosting outdoors. With its combination of space, comfort, and thoughtful design, this home is ready to meet a variety of lifestyle needs.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
6/10
Leestown Middle SchoolGrades 6-82.7 mi
3/10
Bryan Station High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Lower

Bathroom4

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,135
  • Finished area above ground: 2,165

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 38127170

Features

  • Levels: Two
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$174$2,088
Property Taxes $440$5,280
Electricity $260$3,127
Total$2,997$35,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,754/yr
40% on housing$89,910/yr
45% on housing$79,920/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 40511$528
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40511$180
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$420,000
2026-04-16Pending sale$420,000
2026-04-10Listed for sale$420,000
2023-05-26Sold$376,000
2023-04-19Pending sale$370,000
2023-04-19Contingent$370,000
2023-04-16Listed for sale$370,000
2022-06-09Listing removed--
2022-05-05Listed for sale$370,000
2020-09-29Sold$270,000
2020-04-06Price change$275,900
2020-04-06Pending sale$269,900
2020-03-31Listed for sale$269,900
2020-02-17Listing removed$269,900
2019-09-18Price change$269,900
2019-08-16Listed for sale$274,900
2005-10-19Sold$189,297

For Sale by Agent

AgentRebecca Ashema
BrokerageCommonwealth Real Estate Professionals

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