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3305 Blackford Pass, Lexington, KY, 40509

5beds
5baths
4,920sqft
$865,000
$176price/sqft
$5,979/moest. monthly cost
$239,160/yrincome needed

About This Home

A spacious ranch featuring soaring ceilings, beautiful wood floors, and a bright, open layout that lives large. With 5 BRs and 4.5 BAs, the main level offers everyday convenience, while upstairs you'll find a generous loft-style bedroom suite-perfect for a teen retreat or private guest quarters. Designed for entertaining, this home offers a finished basement with an oversized theater room plus an additional bedroom-ideal for guest or a home office. Step outside to your private backyard oasis-unwind in the hot tub, enjoy the refreshed patio, and appreciate the newly leveled yard. Recent improvements include:brand new roof(May 2026), new kitchen appliances, fresh interior paint, new garage door in and opener, new patio, a newly leveled backyard with a new retaining wall, updated closets, an added gym, and all-new landscaping. This house won't last on the market long, so schedule your showing today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
4/10
Crawford Middle SchoolGrades 6-82.3 mi
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,910
  • Finished area above ground: 3,010

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,920
  • Total interior livable area: 4,920 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 38184400

Features

  • Levels: One and One Half
  • Fencing: Invisible
  • Has view: Yes
  • View description: Neighborhood,Farm

Lot

  • Lot size: 10,598 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$312$3,744
Property Taxes $906$10,872
Electricity $388$4,662
Total$5,979$71,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,994/yr
40% on housing$179,370/yr
45% on housing$159,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$194
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$870,000
2026-04-07Listed for sale$875,000
2025-09-12Listing removed$875,000
2025-09-09Listed for sale$875,000
2022-04-15Sold$645,000
2022-03-04Pending sale$650,000
2022-03-02Listed for sale$650,000
2010-09-09Sold$442,000
2010-07-18Price change$468,900
2010-06-25Listed for sale$479,900
2010-04-29Listing removed$499,999
2009-10-31Listed for sale$499,999
2008-09-09Sold$505,000
2006-12-22Sold$499,000

For Sale by Agent

AgentMelody Moss
BrokerageWeichert Realtors Ford Brothers, Inc.

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