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1404 Union Park Dr, Vicksburg, MI, 49097

4beds
3baths
2,500sqft
$283,000
$113price/sqft
$2,129/moest. monthly cost
$85,160/yrincome needed

About This Home

Rare Opportunity in High-Demand Vicksburg! Situated in the highly coveted Prairies at Centennial neighborhood, this spacious 4-bedroom home offers ample square footage with access to top-rated Vicksburg schools. Move right in and enjoy a seamless floor plan featuring generous living areas, oversized bedrooms, and a bright, functional kitchen. The home offers buyers the opportunity to personalize finishes over time, allowing them to create a space that reflects their own style while making choices that best fit their preferences and budget. What truly sets this property apart is the backyard privacy, you'll enjoy peaceful, uninterrupted views of mature trees, green space, and the natural surroundings beyond the property. Complete with a fully fenced yard, an oversized garage, and an expansive basement with an egress window, this home delivers the perfect combination of space, privacy, and location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
7/10
Vicksburg Middle SchoolGrades 6-81.4 mi
8/10
Vicksburg High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 1412303022

Features

  • Stories: 2
  • Fencing: Vinyl

Lot

  • Lot size: 7,405 sqft
  • Features: Flag Lot,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 65 x 114

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,431$17,172
Home Insurance *$108$1,296
Property Taxes $318$3,816
Electricity $272$3,272
Total$2,129$25,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,994/yr
40% on housing$63,870/yr
45% on housing$56,773/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 49097$173
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49097$160
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$283,000
2026-08-12Listed for sale$283,000
2026-08-12Listing removed$283,000
2026-07-24Price change$283,000
2026-07-08Listed for sale$289,000
2019-08-02Sold$184,900
2019-06-24Price change$189,500
2019-06-14Listed for sale$194,900
2007-06-20Sold$27,305

For Sale by Agent

AgentEthel M Wilkey-Downs
BrokerageBerkshire Hathaway HomeServices MI

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