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7949 Oak St, Vicksburg, MI, 49097

1beds
1baths
360sqft
$60,000
$167price/sqft
$580/moest. monthly cost
$23,200/yrincome needed

About This Home

This charming cottage is your 3-season getaway at Indian Lake Nazarene Church Camp! 1-bedroom / 1 bath, living room, plus dining nook. Kitchen includes refrigerator, electric range, and a built-in microwave. THIS DWELLING IS ON LEASED LAND OWNED BY ILNC. Wonderful community amenities! Leaseholders/Buyers are subject to rules and procedures of ILNC. Please call, email or text listing agents for more details.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Tobey Elementary SchoolGrades PK-53.3 mi
7/10
Vicksburg Middle SchoolGrades 6-83.9 mi
8/10
Vicksburg High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating

  • Heating features: None

Interior Area

  • Total structure area: 360
  • Total interior livable area: 360 sqft

Property

Details

  • Parcel number: 1504210294

Features

  • Stories: 1
  • Waterfront features: Lake
  • Waterbody name: Indian Lake

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 30' x 60'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$22$264
Property Taxes $67$804
Electricity $188$2,259
Total$580$6,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,885/yr
40% on housing$17,400/yr
45% on housing$15,466/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 49097$177
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49097$160
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Price change$49,000
2026-07-02Listed for sale$60,000

For Sale by Agent

AgentJennie Kranick
BrokerageChuck Jaqua, REALTOR

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