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1014 N Church St, Kalamazoo, MI, 49007

4beds
2baths
1,476sqft
$140,000
$95price/sqft
$1,192/moest. monthly cost
$47,680/yrincome needed

About This Home

4-bedroom, 1.5-bath home in Kalamazoo with space, updates, and potential! With 1,476 finished square feet, this home features a renovated kitchen, updated bathroom, and newer stainless steel appliances--giving you a head start on improvements. The layout offers flexibility for families, roommates, or a home office setup. Step outside to a fully fenced backyard--ideal for entertaining, pets, or just enjoying some privacy. Plus, an unfinished basement provides plenty of storage. Move in right away and enjoy as-is, with the opportunity to continue adding your own personal touches over time.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
Milwood Elementary SchoolGrades PK-53.1 mi
7/10
6/10

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Other
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Property

Details

  • Parcel number: 0615113052

Features

  • Stories: 2

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 41.25 x 132

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$140$1,680
Property Taxes $157$1,884
Electricity $188$2,259
Total$1,192$14,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,868/yr
40% on housing$35,760/yr
45% on housing$31,786/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 49007$81
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49007$91
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$160,000
2026-04-18Listed for sale$160,000
2021-06-30Sold$25,000
2018-02-28Sold$25,500
2018-01-26Listed for sale$25,000
2014-11-13Sold$5,000
2011-11-29Sold$40,600

For Sale by Agent

AgentJake VanDeWalker
BrokerageBellabay Realty, LLC

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