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613 Pearl St, Kalamazoo, MI, 49007

5beds
2baths
1,728sqft
$145,900
$84price/sqft
$1,371/moest. monthly cost
$54,840/yrincome needed

About This Home

5 bedroom, 2 full bath home on quiet Pearl Street, near Chenery Auditorium in the Vine Neighborhood. Home has 5 spacious bedrooms and a finished 3rd floor that could be used as office or recreation room. Property has lots of off street parking. Home has been a rental (Tenants lease is up July 26 rent is $1440/mo). Property manager willing to stay on through end of lease.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
76
BikeVery Bikeable

Construction

Condition

  • Year built: 1906

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Property

Details

  • Parcel number: 0621248003
  • Zoning description: Rm-15

Features

  • Stories: 2

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalk
  • Lot size dimensions: 33 x 143

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $737$8,844
Home Insurance *$146$1,752
Property Taxes $300$3,600
Electricity $188$2,261
Total$1,371$16,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,005/yr
40% on housing$41,130/yr
45% on housing$36,560/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 49007$81
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49007$91
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$154,900
2026-02-18Listed for sale$159,900
2025-03-27Listing removed$1,445
2025-03-25Listed for rent$1,445
2022-11-08Listing removed--
2022-11-03Listed for rent$1,550
2021-06-17Listing removed--
2021-05-19Listed for rent$1,350
2021-03-26Listing removed--
2020-12-05Listed for rent$1,350
2020-04-22Listing removed$1,350
2019-11-02Listed for rent$1,350
2019-07-23Listing removed$1,250
2019-07-03Price change$1,250
2019-03-15Price change$1,350
2019-02-28Price change$1,440
2018-11-03Listed for rent$1,500
2018-04-25Listing removed$1,350
2017-12-22Listed for rent$1,350
2016-02-05Listing removed$1,350
2015-10-29Listed for rent$1,350
2015-04-02Listing removed$1,350
2015-03-02Price change$1,350
2015-02-11Price change$1,250
2014-11-13Listed for rent$1,350
2012-01-04Sold$17,699
2011-06-28Sold$62,701

For Sale by Agent

AgentJoseph Lukeman
BrokerageLukeman Group LLC

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