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109 E Cass St, Bangor, MI, 49013

4beds
1baths
1,180sqft
$169,000
$143price/sqft
$1,277/moest. monthly cost
$51,080/yrincome needed

About This Home

Welcome to 109 E Cass. Discover your endless potential on this clean, spacious and one-of-a kind double and corner lot with a 24x48 pole barn in the city of Bangor. Great opportunity for the right buyer looking to combine space and possibility in one exceptional package. The interior of the home was recently refreshed but garage and barn could use the new owner's ideas and finishing touches.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

2/10
4/10
Bangor Middle SchoolGrades 5-80.7 mi
6/10
Bangor High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1917

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Kitchen,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bathroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Replacement
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,180
  • Total interior livable area: 1,180 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 805410500800
  • Zoning description: RESID

Features

  • Stories: 2

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 60 x 132 & 66 x 116

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Side,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$79$948
Property Taxes $156$1,872
Electricity $188$2,259
Total$1,277$15,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,782/yr
40% on housing$38,310/yr
45% on housing$34,053/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 49013$92
Van Buren County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 49013
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$189,900

For Sale by Agent

AgentLeandro Cervantes
BrokerageIndependence Realty (Main)

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