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31150 Modoc Point Rd, Chiloquin, OR, 97624

4beds
3baths
3,544sqft
$895,000
$253price/sqft
$5,824/moest. monthly cost
$232,960/yrincome needed

About This Home

Rare opportunity to own approx 770 FT OF WILLIAMSON RIVER FRONTAGE, where the river flows into Upper Klamath Lake near Chiloquin, Oregon. This exceptional riverfront property features two homes- the main home is a custom built 2020 model with 2200 sf & 4 bedrooms, 3 baths plus a 1982 manufactured home which offers flexibility for multi-generational living, guests, or rental potential. The custom home features hickory cabinets & Corian countertops, laminate flooring, five-burner propane range, propane fireplace, & vinyl windows. There is a spacious primary suite that overlooks the river. The property is fenced & cross fenced with productive pasture for livestock. There are several barns & sheds including a 20X40 hay barn/shop, 30X20 garage with all LED lighting, Cantrell Custom horse shelter, RV hookup with water & electricity, Apple trees & landscaping. A domestic well & solar stock water well are also on the property. Buyer to do their own Due Diligence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
Chiloquin High SchoolGrades 7-125.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Carson Mockridj

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Range Hood,Refrigerator,Washer,Water Heater,Water Purifier

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Double Vanity,Enclosed Toilet(s),Open Floorplan,Pantry,Primary Downstairs,Shower/Tub Combo,Solid Surface Counters
  • Window features: Vinyl Frames
  • Flooring: Laminate
  • Fireplace features: Living Room,Propane
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Forced Air,Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 3,544 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Kitchen,Grip-Accessible Features

Details

  • Parcel number: 250141seeremarks
  • Zoning description: EFU-CG
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Dock,RV Hookup
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Neighborhood,Panoramic,River,Territorial
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front
  • Horses can be raised: Yes

Lot

  • Lot size: 41.56 Acres
  • Features: Landscaped,Level,Pasture

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Gated,Gravel,RV Access/Parking,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters in Klamath County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$376$4,512
Property Taxes $602$7,224
Electricity $321$3,859
Total$5,824$69,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,680/yr
40% on housing$174,720/yr
45% on housing$155,306/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 97624$248
Klamath County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 97624$192
Klamath County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$895,000
2026-07-31Listed for sale$895,000
2002-08-15Sold$275,000

For Sale by Agent

AgentJudy A Say
BrokerageCrater Lake Realty,Inc.

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