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405 Lumber St, Littlestown, PA, 17340

2beds
1baths
988sqft
$249,000
$252price/sqft
$1,820/moest. monthly cost
$72,800/yrincome needed

About This Home

Charming & Well-Maintained Ranch Home in a Quiet Littlestown Setting. Enjoy easy living in this beautifully maintained rancher tucked away just off Main Street in the charming town of Littlestown. Situated in a quiet location, this inviting home offers comfort, convenience, and low-maintenance living. The home features 2 bedrooms, 1 full bath, and a full basement that provides excellent space for a recreation room, game room, home gym, or additional storage. Relax and entertain outdoors with a covered carport that doubles as a perfect outdoor dining area, a rear patio, and a charming gazebo for enjoying warm summer evenings. Additional highlights include efficient natural gas hot water baseboard heat, central air conditioning, and a manageable yard that makes homeownership easy and enjoyable. Whether you're looking to downsize, purchase your first home, or enjoy one-level living, this property is a wonderful opportunity in a peaceful neighborhood setting.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Refrigerator,Dishwasher,Oven/Range - Electric,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Heated,Exterior Entry

Bathroom1

  • Features: Flooring - Vinyl,Bathroom - Walk-In Shower
  • Level: Main
  • Area: 70
  • Dimensions: 10 X 7

Bedroom1

  • Features: Crown Molding,Flooring - Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 165
  • Dimensions: 11 X 15

Bedroom2

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Floor Plan - Traditional,Eat-in Kitchen
  • Door features: Storm Door(s)
  • Window features: Replacement
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 988

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 988 sqft

Kitchen

  • Features: Dining Area,Flooring - Vinyl,Kitchen - Electric Cooking
  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Living Room

  • Features: Flooring - Carpet,Crown Molding
  • Level: Main
  • Area: 187
  • Dimensions: 11 X 17

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 270060087000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Sidewalks,Rain Gutters,Storage,Street Lights

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$84$1,008
Property Taxes $253$3,036
Electricity $224$2,692
Total$1,820$21,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,400/yr
40% on housing$54,600/yr
45% on housing$48,533/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 17340$190
Adams County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 17340$211
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$239,000
2026-08-07Price change$239,000
2026-07-20Listed for sale$249,000
2017-09-27Sold$134,000
2007-07-09Sold$185,000

For Sale by Agent

AgentPam Bowers
BrokerageMountain Realty ERA Powered

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