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344 Heritage Dr, Gettysburg, PA, 17325

5beds
2baths
2,644sqft
$899,900
$340price/sqft
$6,832/moest. monthly cost
$273,280/yrincome needed

About This Home

A rare opportunity to own a privately situated lakefront home on a double lot in Lake Heritage, offering approximately 120 feet of water frontage—twice the frontage of many properties in the community. Tucked down a private driveway, the property features an oversized detached garage with a workshop and storage above, mature trees and shrubs, beautiful landscaping, established flower beds, fish ponds, and an impressive dock with a sliding board and parking for two boats. Custom built for the current owner approximately 42 years ago, this well-loved home offers a unique and flexible layout with two bedrooms on the main level and three additional bedrooms in the full walk-out lower level. The spacious great room features hardwood floors, a cathedral ceiling, and a brick fireplace with a woodstove insert that could be removed to return it to a traditional fireplace. In addition to the three bedrooms, the lower level includes a recreation room, wet bar, pellet stove on a brick hearth, and access to a covered patio overlooking the lake. Both hearths feature convenient exterior wood-loading doors. A sunroom just off the front entrance and a large rear deck provide wonderful places to relax and enjoy the lake views. The home has been well maintained and offers plenty of potential for a new owner to update and customize it to their taste. Improvements completed over the last several years include the roof, central air conditioning outdoor unit, hot water heater, and electrical upgrades. The exceptional double lot is what truly sets this property apart. Lakefront property in Lake Heritage is highly sought after, and opportunities offering this much water frontage, privacy, dock space, and room to enjoy the lake are rarely available.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Lincoln El SchoolGrades K-52.4 mi
9/10
8/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Exterior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bar,Combination Kitchen/Living,Kitchen Island
  • Flooring: Carpet,Hardwood,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove,Pellet Stove
  • Fireplace: Yes
  • Finished area above ground: 2,644

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,644
  • Total interior livable area: 2,644 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 301060061000
  • Zoning: BALTIMORE PIKE CORRIDOR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Has spa: Yes
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Private,Private Dock Site,Lake,Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Waterski/Wakeboard
  • Waterbody name: Lake Heritage
  • Frontage length: Water Frontage Ft: 120

Lot

  • Lot size: 0.79 Acres

Parking

  • Total spaces: 8
  • Parking features: Storage,Garage Door Opener,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$251$3,012
Property Taxes $1,741$20,892
Electricity $290$3,481
Total$6,832$81,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,240/yr
40% on housing$204,960/yr
45% on housing$182,186/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 17325$192
Adams County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 17325$203
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$899,900

For Sale by Agent

AgentMatthew Inskip
BrokerageRE/MAX of Gettysburg

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