




26 Lakeside Trl, Fairfield, PA, 17320
About This Home
Set on 1.34 private, wooded acres directly on the shores of Charnita Lake, this 6-bedroom, 5-bath waterfront estate blends rustic mountain charm with the space and flexibility today's buyers are looking for. Whether you're looking for a spacious retreat, housing multiple generations under one roof, or building a turnkey short-term rental in the heart of the Ski Liberty corridor, this property is rich with options. Step inside through the stone-and-timber entry and you're greeted by a great room anchored by a floor-to-ceiling stone fireplace, rich hardwood floors, and walls of windows framing the lake and wooded hillside beyond. The open living and dining areas flow onto multiple rear decks, perfect for morning coffee over the water or evening entertaining under the trees. With three full kitchens — including a gourmet kitchen and two additional kitchens featuring their own islands — plus four separate laundry rooms serving different bedrooms throughout the home, the layout is purpose-built for multiple households, or multiple sets of guests, to live independently and comfortably. Wake up, walk out your door, and be on the water: the property offers direct lakeside access for kayaking and swimming, with private piers overlooking one of the most scenic stretches of the lake. Cool off instead in the saltwater pool, or gather around the outdoor spaces built for entertaining — including a fully equipped outdoor kitchen, a tranquil koi pond, a fire ring for evening gatherings, a private putting green, and an external sauna for year-round relaxation. This is four-season living at its best. Ski Liberty is just minutes away for skiing, golf, and clubhouse amenities, and you're a short drive from the charm of Fairfield and the history of Gettysburg. The Maryland line is just minutes south, putting Baltimore and DC within easy reach. Whether you're envisioning a multigenerational compound, a high-performing lake house rental, or your own private waterfront escape, 26 Lakeside Trail offers a rare combination of privacy, space, and location.
Getting Around
Schools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Concrete Perimeter
- Construction materials: Vinyl Siding,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Villa
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 3356
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 5
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 1,176
- Finished area above ground: 3,699
Heating & Cooling
- Heating features: Other,Wood
- Cooling features: Ductless,Electric
Interior Area
- Total structure area: 7,055
- Total interior livable area: 4,875 sqft
Property
Accessibility
- Accessibility features: 2+ Access Exits,Accessible Entrance
Details
- Parcel number: 430170093000
- Zoning: RESIDENTIAL LOW DENSITY
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Private pool: Yes
- Pool features: Private
Lot
- Lot size: 1.34 Acres
Parking
- Total spaces: 13
- Parking features: Driveway,Off Street,On Street
- Has uncovered spaces: Yes
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Drought
- Hurricane
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,079 | $84,948 |
| Home Insurance * | $456 | $5,472 |
| Property Taxes | $2,403 | $28,836 |
| Electricity | $534 | $6,418 |
| Total | $10,472 | $125,664 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $1,400,000 |
