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31 Ski Run Trl, Fairfield, PA, 17320

3beds
3baths
4,350sqft
$549,900
$126price/sqft
$4,379/moest. monthly cost
$175,160/yrincome needed

About This Home

An unparalleled opportunity for lakefront living! Discover this inviting lakefront colonial, gracefully set on an expansive 1.49-acre level lot – a true rarity in desirable Carroll Valley. This spacious home with 3 bedrooms and 2.5 baths is designed for comfortable living. Some of the features are the kitchen with a dedicated breakfast area, a separate dining room for formal gatherings, an inviting living room, and a cozy den with charming pocket doors, offering flexible living spaces. A multi use room, perfect for an office, provides the ideal work area. Beyond the main living areas, you'll find an inviting sunroom, bathing in natural light, and a massive great room, complete with a warming gas fireplace – the perfect hub for creating cherished memories with loved ones. The exterior is an entertainer's dream, featuring a generous deck, a charming gazebo, and a picturesque circular driveway. Car enthusiasts and hobbyists will revel in the four large garages, two of which offer a substantial walk-up room with incredible potential for a studio, workshop, or additional living space. The vast, level lot is a gardener's paradise, offering endless possibilities for cultivating your dream landscape. Nestled in the heart of Carroll Valley, you're just moments from the thrilling ski slopes of Liberty Mountain and two pristine 18-hole golf courses, offering year-round recreation. Not to be forgotten are the beautiful Adams County itself, with gorgeous apple and peach orchards and the historic, memorable Gettysburg. This isn't just a home; it's an inviting sanctuary where every day feels like a vacation. Don't miss this truly unique chance to embrace the lakefront lifestyle! Sellers have indicated that they will consider all reasonable offers.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Fairfield Area El SchoolGrades K-40.5 mi
4/10
6/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Bathroom1

  • Features: Bathroom - Jetted Tub,Bathroom - Stall Shower
  • Level: Upper

Bathroom2

  • Features: Bathroom - Tub Shower,Bathroom - Stall Shower
  • Level: Upper

Bedroom1

  • Features: Bathroom - Stall Shower,Bathroom - Jetted Tub,Flooring - Carpet
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - Wood
  • Level: Main

Den

  • Features: Flooring - Carpet
  • Level: Main

Dining Room

  • Features: Flooring - Carpet
  • Level: Main

Features

  • Number of fireplaces: 2
  • Fireplace features: Glass Doors,Brick,Mantel(s),Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,350

Great Room

  • Features: Built-in Features,Fireplace - Gas,Flooring - Wood
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Baseboard,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,382
  • Total interior livable area: 4,350 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Flooring - Carpet
  • Level: Main

Office

  • Features: Fireplace - Other,Flooring - Wood
  • Level: Main

Other

  • Features: Attic - Walk-Up,Attic - Finished,Attic - Floored,Flooring - Carpet
  • Level: Upper

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 430060053000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 1.49 Acres
  • Features: Corner Lot,Fishing Available,Front Yard,Level,Landscaped

Parking

  • Total spaces: 16
  • Parking features: Garage Faces Front,Inside Entrance,Oversized,Driveway,Circular Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Drought
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$179$2,148
Property Taxes $943$11,316
Electricity $477$5,727
Total$4,379$52,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,137/yr
40% on housing$131,370/yr
45% on housing$116,773/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 17320$232
Adams County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 17320$198
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$549,900
2026-04-27Contingent$549,900
2026-04-10Price change$549,900
2026-03-20Listed for sale$585,000
2026-02-23Pending sale$585,000
2025-09-26Price change$585,000
2025-08-27Price change$649,900
2025-07-19Price change$724,900
2025-05-13Listed for sale$749,900

For Sale by Agent

AgentJale Dalton
BrokerageMountain View Realty

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