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15 Deep Powder Trl, Fairfield, PA, 17320

4beds
3baths
2,268sqft
$450,000
$198price/sqft
$3,441/moest. monthly cost
$137,640/yrincome needed

About This Home

Welcome to this lovely colonial home in Carroll Valley, with 4 Lg bedrooms and 2 1/2 bath. A Cozy fireplace in the Livingroom with beautiful hardwood floors on the main level. There's a Separate Dining room and eat in kitchen. New carpet on stairway and Upstairs Bedrooms. Large Unfinished Walk Out Basement to finish the way you want, Most Shelves and Work Bench will stay, Blacktop Driveway and lots of space for parking for all your guests. Enjoy a two-car garage for your cars and storage. The roof was installed in 2023. Public Sewer. This is a gorgeous country setting, located only minutes to Ski Liberty Resort and Golf Courses. The Md Line is 10 minutes away, 30 minutes to Frederick, Hanover and Camphill. This home won't last long.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
6/10
5/10
Fairfield Area El SchoolGrades K-40.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2005

Materials

  • Foundation: Brick/Mortar
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dryer,Dishwasher,Cooktop,Refrigerator,Washer,Electric Water Heater

Basement

  • Area: 1082

Basement

  • Has basement: Yes
  • Basement: Unfinished,Exterior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,268

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,350
  • Total interior livable area: 2,268 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 430070021000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.52 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage Door Opener,Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Drought
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$146$1,752
Property Taxes $772$9,264
Electricity $248$2,986
Total$3,441$41,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,977/yr
40% on housing$103,230/yr
45% on housing$91,760/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 17320$226
Adams County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 17320$198
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$450,000
2026-07-31Listed for sale$450,000
2005-11-22Sold$315,900

For Sale by Agent

AgentTrish Rowe
BrokerageSamson Properties

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