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1053 Haden Ter, Crozet, VA, 22932

3beds
3baths
1,760sqft
$399,900
$227price/sqft
$2,613/moest. monthly cost
$104,520/yrincome needed

About This Home

Set in the historic foothills of the Blue Ridge Mountains, this elegant 3-bedroom, 2.5-bath townhome captures the best of Crozet living — refined interiors, mountain-town charm, and effortless access to the outdoors. Inside, the thoughtfully designed two-level layout features a formal dining room, a gas fireplace, and rich detailing throughout — oversized moldings, warm carpet, and tile that balance comfort with character. Step outside to a rear deck overlooking a private fenced yard, ideal for morning coffee with mountain views or evening entertaining. Crozet sits at the base of the Blue Ridge Mountains in western Albemarle County, and the lifestyle reflects it. The area borders Shenandoah National Park and offers exceptional hiking and mountain biking, while nearby golf, vineyards, orchards, and local dining give everyday life a distinctly elevated feel. Albemarle County's highly regarded Western schools serve the area, making it equally appealing to families and professionals. The drive to UVA or downtown Charlottesville typically takes 15–20 minutes — close enough for convenience, far enough to feel like an escape.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Poured
  • Construction materials: Stick Built

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bathroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,760
  • Common walls with other units/homes: 2+ Common Walls

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 055E0020015300
  • Attached to another structure: Yes
  • Zoning description: R-6 Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,178 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Hurricane
Heat Wave
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$89$1,068
Property Taxes $300$3,600
Electricity $202$2,433
Total$2,613$31,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,588/yr
40% on housing$78,390/yr
45% on housing$69,680/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 22932$248
Albemarle County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 22932$271
Albemarle County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$399,900
2016-04-22Listing removed$1,625
2015-12-02Listing removed$1,595
2015-09-11Listed for rent$1,595
2014-06-25Listing removed$1,595
2014-06-14Price change$1,595
2014-06-04Price change$1,625
2014-05-12Listed for rent$1,630
2013-03-26Listing removed$1,645
2013-03-14Listed for rent$1,645
2012-06-28Listing removed$1,595
2012-02-23Listed for rent$1,595

For Sale by Agent

AgentJEFFREY BLOXSOM
BrokerageBLUESKY PM, LLC

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