




209 Park Shores Cir, Moneta, VA, 24121
About This Home
Enjoy year-round views of Smith Mountain Lake from this very well maintained 3 bedroom, 3 bath Conway designed contemporary home with 3,158sf. The beautiful water and mountain views from the home and rear porches add a connection to the lake life that is certain to elevate your everyday enjoyment and relaxation. Generously sized rooms with impressive attention to detail. Fine textures of natural oak floors, ceramic tile, and carpet have been thoughtfully selected for quality and comfort. Recently painted long-life exterior siding and trim. The main level features a living room with a cozy gas log fireplace and wall-to-wall glass with a French door that leads out to the waterside covered deck. The dining area and kitchen are adjacent and share the lake views. Primary bedroom has a French door that accesses the lakeside deck and enjoys an ensuite bath and walk-in closet. The 2nd bedroom and a full bath are also on this level. You'll find the laundry/mud room conveniently located off the kitchen with access to the front porch for ease of unloading groceries. Lower level retreat features wall-to-wall glass in the generously sized rec room with two sets of French doors that open to the expansive waterside patio. Also on this level is the 3rd bedroom with large walk-in closet, a bonus room that is ideal for an office, and a full bath. Oversized 2 car garage and paved driveway. Xfinity high-speed internet. Short-term rentals allowed. No HOA. Launch your boat at the Virginia Dare Cruises & Marina just 4/10 mile away. Less than 10 minutes to Mariners Landing Resort and Smith Mountain Lake State Park which offers a boat ramp, sandy beach, and miles of trails. Some photos have been virtually staged with furniture.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 2005
Materials
- Construction materials: HardiPlank Type,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedroom1
- Level: E
Bedroom2
- Level: L
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: E
Features
- Door features: French Doors,Storm Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,564
- Finished area above ground: 1,594
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 3,158
- Total interior livable area: 3,158 sqft
Kitchen
- Level: E
Laundry
- Level: E
Office
- Level: L
Primary Bedroom
- Level: E
Recreation Room
- Level: L
Property
Details
- Parcel number: 242G 2 27
- Zoning: R-1
Features
- Patio & porch: Front Porch,Rear Porch
- Has view: Yes
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront Community - No Access
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 0.52 Acres
Parking
- Total spaces: 5
- Parking features: Attached,Paved,Garage Door Opener,Other
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $187 | $2,244 |
| Electricity | $304 | $3,650 |
| Total | $3,564 | $42,768 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $599,000 |
| 2026-02-10 | Listed for sale | $620,000 |
| 2026-02-03 | Listing removed | $650,000 |
| 2025-09-04 | Price change | $650,000 |
| 2025-08-19 | Listed for sale | $675,000 |
