323 Mill Lake Rd, Huddleston, VA, 24104
About This Home
Move right in and start enjoying the Smith Mountain Lake lifestyle! This beautifully renovated lake-access home has been meticulously maintained, making it the perfect full-time residence, weekend getaway, or investment opportunity. Extensive renovations completed in 2018-2019 include a new roof, HVAC system, appliances, expanded composite deck, Sunsetter automatic awning, crown molding, and completely remodeled bathrooms taken down to the studs and rebuilt with quality finishes. RECENT UPDATES include new LVP flooring, new deck railing w/ solar lights. Outside, relax or entertain on the oversized deck overlooking the lake. Located in one of the lake's most desirable water-access communities near Channel Marker C-2A, This golf cart community has a pool with pool house, beach, fire pit with seating, swim dock, pickle-ball and roller hockey/basketball courts, boat ramp, restaurant, boat rentals and fuel, and live music, all within a short walk or golf cart ride to Mitchells Point Marina. Monthly HOA dues include grass cutting and fall leaf removal, giving you more time to enjoy everything the lake has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Completed
- Year built: 1998
Materials
- Construction materials: Vinyl
Type & Style
- Home type: MobileManufactured
- Architectural style: Ranch
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator
Bedroom2
- Level: E
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: E
Features
- Door features: Full View,Sliding Doors
- Finished area above ground: 1,344
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
Kitchen
- Level: E
Laundry
- Level: E
Living Room
- Level: E
Primary Bedroom
- Level: E
Property
Details
- Parcel number: 258C 11 23
Features
- Patio & porch: Deck
- Has water view: Yes
- Water view: Lake
- Waterfront features: Water Access Only
- Waterbody name: Smith Mtn Lake
Lot
- Features: Gentle Sloping,Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $187 | $2,244 |
| Electricity | $202 | $2,433 |
| Total | $3,464 | $41,568 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $575,000 |
| 2024-09-23 | Sold | $400,000 |
| 2024-04-13 | Listing removed | -- |
| 2024-02-22 | Price change | $399,900 |
| 2024-02-06 | Price change | $424,900 |
| 2024-01-06 | Listed for sale | $439,900 |
| 2022-06-27 | Sold | $360,000 |
| 2020-05-14 | Sold | $250,000 |
| 2020-04-09 | Pending sale | $259,500 |
| 2020-03-24 | Price change | $259,500 |
| 2019-10-22 | Listed for sale | $260,000 |
| 2017-10-20 | Sold | $198,000 |
For Sale by Agent
View on Zillow