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417 Clays Ferry Rd, Gladys, VA, 24554

2beds
2baths
1,170sqft
$120,000
$103price/sqft
$926/moest. monthly cost
$37,040/yrincome needed

About This Home

Country Setting at its finest! If you want privacy, this well maintained home includes living room, eat-in kitchen with stove, refrigerator and dishwasher, laundry room, 2 bedrooms, 1.5 baths and huge family/great room with gas fireplace! Primary Bath has soaker tub and separate shower! You can enjoy outdoor relaxation on the front porch, deck or huge covered porch! The 1 acre lot also includes 2 metal carports and 3 storage buildings! Please note: This home will not qualify for most loans as it is a 1976 Briarwood mobile home with an addition - although once you get inside, you'd hardly know it was a mobile home at all! Private Rd with no formal road maintenance agreement. Selling AS IS only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Brookneal Elementary SchoolGrades PK-511.3 mi
4/10

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Gas Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Closet,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 72

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Main Level Bedroom,Main Level Den,Primary Bed w/Bath
  • Flooring: Laminate,Vinyl
  • Fireplace features: Gas Log,Leased Propane Tank
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,170

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Forced Warm Air-Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,170
  • Total interior livable area: 1,170 sqft

Kitchen

  • Level: First
  • Area: 140

Living Room

  • Level: First
  • Area: 434

Master Bedroom

  • Level: First
  • Area: 90

Office

  • Area: 0

Property

Details

  • Parcel number: 87A43A

Features

  • Levels: One
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Garden

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport Parking (1 Car)
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Drought
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$74$888
Property Taxes $44$528
Electricity $202$2,433
Total$926$11,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,748/yr
40% on housing$27,780/yr
45% on housing$24,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 24554$238
Campbell County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 24554$104
Campbell County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$120,000
2023-08-21Sold$95,000
2023-08-03Pending sale$99,900
2023-07-07Listed for sale$99,900

For Sale by Agent

AgentSL Ferguson
BrokerageRE/MAX Realty Connection

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