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166 DESERT POPPY, Bandera, TX, 78003

5beds
3baths
3,843sqft
$520,000
$135price/sqft
$3,720/moest. monthly cost
$148,800/yrincome needed

About This Home

Nestled in the heart of Texas Hill Country, Bandera is renowned as the Cowboy Capital of the World. This picturesque town offers a unique blend of rustic charm and modern amenities, making it an ideal location for those seeking a peaceful country lifestyle. I am excited to present a stunning 5-bedroom, 3-bathroom home that perfectly embodies the spirit of Bandera. this spacious residence features an open floor plan, allowing for seamless flow between the living, dining, and kitchen areas. The beautiful spark of natural light fills the home, highlighting the country finishes and inviting atmosphere. Step outside to enjoy the expansive outdoor space (1.72 acres), perfect for entertaining or simply relaxing in sparkling pool or soaking in the serene surroundings. With ample room for family and friends, this property is a true haven for those who appreciate the great outdoors. Located just minutes from local shops, restaurants, and recreational activities, this home offers the best of both worlds...tranquility and convenience. Don't miss your chance to own a piece of Bandera's charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Alkek Elementary SchoolGrades PK-53.8 mi
5/10
Bandera Middle SchoolGrades 6-84.1 mi
4/10
Bandera High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Heavy Composition
  • Construction materials: Brick,Stone,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Texas Hill Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Self Cleaning Oven,Microwave,Refrigerator,Disposal,Dishwasher,Plumbed For Ice Maker,Vented Exhaust Fan,Double Oven
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 121

Bedroom3

  • Area: 110

Bedroom4

  • Area: 132

Bedroom5

  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 168

Family Room

  • Area: 437

Features

  • Three Living Area,Liv/Din Combo,Separate Dining Room,Two Eating Areas,Breakfast Bar,Pantry,Master Downstairs,Ceiling Fan(s),Wet Bar,Solid Counter Tops
  • Window features: Storm Windows,Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Two,Wood Burning,Stone/Rock/Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Two Central

Interior Area

  • Total interior livable area: 3,843 sqft

Kitchen

  • Area: 156

Living Room

  • Area: 224

Master Bathroom

  • Features: Tub/Shower Separate,Single Vanity
  • Area: 120

Master Bedroom

  • Features: Sitting Room,Ceiling Fan(s)
  • Area: 324

Property

Details

  • Parcel number: 11704000040110

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Other,Community
  • Patio & porch: Patio,Deck
  • Exterior features: Barbecue
  • Fencing: Privacy,Chain Link
  • Has view: Yes
  • View description: County VIew
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 1.72 Acres
  • Features: Cul-De-Sac,1 - 2 Acres

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Oversized,Circular Driveway,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$243$2,916
Property Taxes $427$5,124
Electricity $421$5,063
Total$3,720$44,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,542/yr
40% on housing$111,600/yr
45% on housing$99,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 78003$159
Bandera County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 78003$204
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-17Price change$540,000
2025-06-12Listed for sale$549,900
2025-06-11Contingent$549,900
2025-04-22Price change$549,900
2025-03-07Listed for sale$554,000
2025-02-07Pending sale$554,000
2025-01-21Contingent$554,000
2025-01-05Price change$554,000
2024-09-16Price change$559,000
2024-09-03Price change$599,000
2024-08-20Listed for sale$610,000
2020-09-10Sold--
2020-08-12Pending sale$389,000
2020-07-18Listed for sale$389,000
2020-06-29Pending sale$389,000
2020-05-18Listed for sale$389,000
2020-04-16Listing removed$399,000
2020-03-06Price change$399,000
2020-02-04Price change$409,000
2019-10-25Listed for sale$425,000
2015-04-30Sold--
2014-09-24Price change$350,000
2014-08-19Listed for sale$375,000
2014-04-28Sold--
2014-04-01Listed for sale$169,665
2013-08-19Sold--

For Sale by Agent

AgentGeorgina Harley
BrokerageLPT Realty, LLC

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