




123 Frio, Bandera, TX, 78003
About This Home
Back on the market at no fault of the seller! Motivated seller - bring all reasonable offers! Seller financing available with the right terms. This property is a rare opportunity for someone looking for privacy, space, and potential at an affordable price. Situated behind a solar powered gate on two beautiful lots, this home offers a secluded setting with 4 bedrooms, 2 bathrooms, and a large screenedin back porch perfect for relaxing and enjoying the peaceful surroundings. There's plenty of room for vehicles and storage with a two-car carport and an additional storage shed. The community pool is within walking distance, making it easy to enjoy the amenities without the hassle. HOA presence is minimal - they rarely bother you, giving you the freedom to enjoy the property as you wish. This home does need work, and the price reflects that. It's an older property with some known issues, making it ideal for someone who wants a project, an investor, or a buyer who wants instant equity with some TLC. For the right person, this is a chance to create something special on a great piece of land. Seller is open to owner financing with a strong down payment and a short-term note (up to 8 years). If you're looking for affordability, privacy, and potential - this is the one to see!
Getting Around
Schools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 1996
Materials
- Foundation: Other
- Roof: Metal
- Construction materials: Siding
Other
- Builder name: Oakwood
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Washer,Dryer,Range,Refrigerator,Dishwasher,Plumbed For Ice Maker,Vented Exhaust Fan,Electric Water Heater
- Laundry features: Washer Hookup,Dryer Connection
Bedroom2
- Area: 77
Bedroom3
- Area: 110
Bedroom4
- Area: 84
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 72
Features
- One Living Area,Eat-in Kitchen,Breakfast Bar,Utility Room Inside,Open Floorplan,Ceiling Fan(s)
- Flooring: Carpet,Vinyl,Laminate
- Fireplace features: Not Applicable
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,216 sqft
Kitchen
- Area: 160
Living Room
- Area: 240
Master Bathroom
- Features: Shower Only,Single Vanity
- Area: 40
Master Bedroom
- Features: Split,Ceiling Fan(s),Full Bath
- Area: 192
Property
Details
- Parcel number: 14550070003070
Features
- Stories: 1
- Pool features: None,Community
- Patio & porch: Deck
- Fencing: Partial,Wire
- Has view: Yes
- View description: County VIew
- Residential vegetation: Mature Trees
Lot
- Lot size: 10,018 sqft
Parking
- Total spaces: 2
- Parking features: None,Two Car Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $530 | $6,360 |
| Home Insurance * | $49 | $588 |
| Property Taxes | $140 | $1,680 |
| Electricity | $238 | $2,859 |
| Total | $957 | $11,484 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $105,000 |
| 2026-02-27 | Pending sale | $105,000 |
| 2026-01-30 | Listed for sale | $105,000 |
| 2013-04-17 | Sold | -- |
| 2012-01-05 | Price change | $44,000 |
| 2011-03-19 | Listed for sale | $54,000 |
| 2006-05-16 | Sold | -- |
