146 Exotic, Bandera, TX, 78003
About This Home
TWO HOMES FOR THE PRICE OF ONE! Private Country Living on 5 Acres - No HOA! Welcome to this charming ranch-style home offering the best of Hill Country living -- close to Bandera, Medina and the VA Hospital in Kerrville. Sitting on 5 unrestricted acres with no HOA, the main house is a 3-bedroom, 2-bath property with a large bonus room - easily used as a fourth bedroom - delivers space, privacy, and flexibility in a peaceful rural setting. Secondary manufactured home is 2000 sq. ft. and perfect for multi-generational families OR as a rental. Updates provide true peace of mind - all carpet was replaced in February 2026, the air conditioner was replaced around 2023, and the underground well and water lines from the well to the house were both replaced in 2021. Main house also features a whole house water filtration system. This is a property that has been thoughtfully maintained and updated where it matters most. Large and small animal friendly. Come experience it for yourself!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 1999
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: 3 Sides Masonry,Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Washer Hookup,Dryer Connection
Bedroom2
- Area: 143
Bedroom3
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 90
Features
- One Living Area,Eat-in Kitchen,Utility Room Inside,Open Floorplan,Ceiling Fan(s)
- Window features: Window Coverings
- Flooring: Carpet,Ceramic Tile
- Fireplace features: Not Applicable
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,568 sqft
Kitchen
- Area: 80
Living Room
- Area: 272
Master Bathroom
- Features: Tub/Shower Combo
- Area: 54
Master Bedroom
- Features: Split
- Area: 143
Property
Details
- Parcel number: 12590000011020
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Above Ground
- Fencing: Partial
- Has view: Yes
- View description: County VIew
- Residential vegetation: Mature Trees
- Horses can be raised: Yes
Lot
- Lot size: 5.03 Acres
- Features: Corner Lot,5 - 14 Acres
Parking
- Total spaces: 2
- Parking features: None,Two Car Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $412 | $4,944 |
| Electricity | $238 | $2,859 |
| Total | $2,914 | $34,968 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $459,000 |
| 2026-03-24 | Price change | $479,000 |
| 2026-03-13 | Listed for sale | $499,000 |
| 2009-05-29 | Listing removed | $194,500 |
| 2009-05-16 | Listed for sale | $194,500 |
| 2009-04-29 | Sold | -- |
| 2009-03-12 | Listed for sale | $194,500 |
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