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946 Frontier Ln, Bandera, TX, 78003

6beds
3baths
3,156sqft
$540,000
$171price/sqft
$3,692/moest. monthly cost
$147,680/yrincome needed

About This Home

Welcome to a move-in ready property located on the outskirts of Bandera, Texas in the heart of the Texas Hill Country. This versatile acreage property offers a functional setup for equestrian use, livestock, and country living with a well-planned layout designed for utility and flexibility. The land is improved for horses and livestock with multiple horse paddocks, along with pens and shelters suitable for goats, donkeys, cattle, and chickens. The property is well-suited for buyers seeking usable acreage in Bandera County with agricultural capability and rural living potential. The primary residence is a Hill Country farmhouse featuring character and charm, along with an updated HVAC system installed in August 2025. A separate cottage located on the lower portion of the property offers flexible use as guest quarters, extended family accommodations, or potential rental space subject to buyer needs and approvals. Additional improvements include a riding arena and a separate round pen for horse training and exercise. The property also features an RV parking pad, multiple water access points throughout the acreage, and ample storage structures to support operations. Located in Bandera County, this property offers convenient access to Bandera, Boerne, and the greater San Antonio area while maintaining privacy and a rural Hill Country setting. Ideal for those searching for ranch-style homes for sale in Bandera, Texas with acreage, livestock capability, and multi-use potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
5/10
Bandera Middle SchoolGrades 6-85.4 mi
4/10
Bandera High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1997

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Washer,Dryer,Range,Refrigerator,Disposal,Dishwasher,Electric Water Heater
  • Laundry features: Laundry Room

Bedroom2

  • Area: 80

Bedroom3

  • Area: 121

Bedroom4

  • Area: 154

Bedroom5

  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 192

Features

  • Two Living Area,Pantry,High Ceilings,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Wood
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,156 sqft

Kitchen

  • Area: 280

Living Room

  • Area: 306

Master Bathroom

  • Features: Tub/Shower Separate,Separate Vanity,Soaking Tub
  • Area: 180

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 210

Property

Details

  • Parcel number: 11502000002110

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground

Lot

  • Lot size: 3.01 Acres

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,None
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$252$3,024
Property Taxes $364$4,368
Electricity $346$4,158
Total$3,692$44,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,582/yr
40% on housing$110,760/yr
45% on housing$98,453/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 78003$158
Bandera County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 78003$204
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$541,000
2026-04-22Price change$542,000
2026-04-10Price change$543,000
2026-03-30Price change$544,000
2026-02-17Price change$545,000
2026-01-15Listed for sale$560,000
2022-07-12Sold--
2022-07-11Listed for sale$389,000
2022-06-20Pending sale$389,000
2022-06-06Contingent$389,000
2022-06-01Listed for sale$389,000

For Sale by Agent

AgentRussel Carinus
BrokerageKeller Williams Heritage

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