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817 Handy Ave, Ocean Springs, MS, 39564

2beds
1baths
1,065sqft
$375,000
$352price/sqft
$2,793/moest. monthly cost
$111,720/yrincome needed

About This Home

LOCATION, LOCATION, LOCATION! The true jewel of this property is its incredible Ocean Springs location! Just minutes from Government Street and all the dining, shopping, entertainment, and excitement that make Ocean Springs so desirable. Bring your vision, your contractor, and your creativity—this property is a true fixer-upper and needs a complete renovation from top to bottom. Restore it, reimagine it as a rental or home away from home, or explore the possibilities of starting fresh and building on the lot.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
9/10
10/10
Ocean Springs High SchoolGrades 9-126.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1940

Materials

  • Foundation: Raised
  • Roof: Asphalt
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Oven,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • See Remarks,Double Vanity
  • Door features: Dead Bolt Lock(s),Fiberglass,Metal Insulated
  • Window features: Aluminum Frames,Window Coverings
  • Flooring: Ceramic Tile,Tile,Vinyl,See Remarks

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,065
  • Total interior livable area: 1,065 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 60119588.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Screened
  • Exterior features: Private Yard
  • Fencing: Full

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot
  • Lot size dimensions: 57 x 99 x 57 x 98

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$496$5,952
Property Taxes $209$2,508
Electricity $192$2,304
Total$2,793$33,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,760/yr
40% on housing$83,790/yr
45% on housing$74,480/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$165
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$375,000

For Sale by Agent

AgentKristi L Ferguson
BrokerageCentury 21 Busch Realty Group

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