15916 Cottonwood Dr, Biloxi, MS, 39532
About This Home
Welcome to this charming 4-bedroom, 2-bath home nestled on a desirable corner lot. Recently updated with a brand-new roof (2025) and a powerful 3.5-ton HVAC system, this home is move-in ready. Enjoy a spacious layout, perfect for both relaxing and entertaining, and spend your evenings barbecuing in the peaceful backyard. With a handy shed and plenty of charm, this is a home you won't want to miss! (Included is 10 year Warranty on newer HVAC. Roof is a storm fortified roof that offers a discount on Home Owners insurance. Flood insurance is assumable. Located minutes away from the Promenade.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Chainwall
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Walk-In Closet(s)
- Flooring: Vinyl
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Wood,See Remarks
- Cooling features: Central Air,Electric,See Remarks
Interior Area
- Total structure area: 1,794
- Total interior livable area: 1,794 sqft
Property
Details
- Parcel number: 06120037.000
Features
- Levels: One
- Stories: 1
- Exterior features: Rain Gutters,See Remarks
Lot
- Lot size: 0.29 Acres
- Features: Corner Lot
- Lot size dimensions: 75 x 145.9 x 75 x 33 x 35 x 145.9
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $252 | $3,024 |
| Property Taxes | $145 | $1,740 |
| Electricity | $192 | $2,304 |
| Total | $1,903 | $22,836 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $269,999 |
| 2026-04-03 | Listed for sale | $272,000 |
| 2022-10-19 | Sold | -- |
| 2022-10-15 | Pending sale | $219,999 |
| 2022-09-13 | Contingent | $219,999 |
| 2022-08-08 | Pending sale | $219,999 |
| 2022-08-03 | Listed for sale | $219,999 |
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