3230 Cumberland Rd APT 42, Ocean Springs, MS, 39564
About This Home
Welcome to affordable condo living in one of the Mississippi Gulf Coast's most sought-after beach towns—Ocean Springs. This well-maintained and updated condominium offers approximately 1,050 heated and cooled square feet and is filled with abundant natural light throughout. The main level features a welcoming dining area, a functional galley-style kitchen, and a convenient half bath for guests. The rear of the first floor opens into a spacious living room with sliding glass doors leading to a covered patio that overlooks the courtyard, community swimming pool, and clubhouse—perfect for relaxing or entertaining. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and a laundry closet. The primary bedroom also features its own private covered balcony, providing a peaceful retreat. HOA dues include water and sewer, exterior insurance, lawn care, exterior maintenance, and additional amenities. The community offers an impressive array of features, including a swimming pool with restrooms and showers, clubhouse, fitness center, tennis and pickleball courts, horseshoe pits, barbecue grills, picnic areas, boat launch, boat storage, and fishing access. Ideally located within the golf cart district, this property provides easy access to downtown Ocean Springs, where you can enjoy festivals, beaches, shopping, dining, and vibrant day and nighttime entertainment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Flat
- Construction materials: Brick
Type & Style
- Home type: Condo
- Property subType: Residential,Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven
- Laundry features: Electric Dryer Hookup,Laundry Closet,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Recessed Lighting,Stone Counters,Granite Counters
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,050
- Total interior livable area: 1,050 sqft
Property
Details
- Parcel number: 61332042.000
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Patio,Porch,Rear Porch
- Exterior features: Balcony,Dock,Rain Gutters,Tennis Court(s)
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Bayou,Boat Launch,Seawall,Marina,Waterfront
Lot
- Lot size: 7.28 Acres
- Features: Views
Parking
- Parking features: Assigned,Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Heat Wave
- Inland Flooding
- Tornado
- Cold Wave
- Strong Wind
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $575 | $6,900 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $63 | $756 |
| Electricity | $192 | $2,304 |
| Total | $980 | $11,760 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $125,000 |
| 2026-02-27 | Price change | $128,000 |
| 2026-01-08 | Listed for sale | $129,500 |
| 2025-07-03 | Sold | -- |
| 2025-06-16 | Pending sale | $105,000 |
| 2025-05-11 | Price change | $105,000 |
| 2025-04-10 | Price change | $109,900 |
| 2025-03-22 | Listed for sale | $115,000 |
| 2023-07-03 | Sold | -- |
| 2023-06-19 | Pending sale | $127,000 |
| 2023-06-16 | Listed for sale | $127,000 |
| 2023-06-08 | Listing removed | -- |
| 2023-04-11 | Listed for sale | $127,000 |
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